Small business

Get the support you need with sole trader health insurance

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Sole trader health insurance

When time is money, the last thing you need is time off sick. That’s why our sole trader health insurance aims to cut down on the time you spend on getting medical treatment. Instead of wasting a morning at the doctors, you can talk to a GP when it suits you with unlimited access to our AXA Doctor at Hand online GP service, powered by Doctor Care Anywhere. Subject to their fair usage policy.

Sole trader

Back to health and back to work with sole trader health insurance

Our sole trader insurance isn’t just there for when you need treatment. We’ve got our Health at Hand experts at the end of the phone. You can chat to them about any physical or mental health problems before they get too serious. And our discounts on gym membership can give you an added incentive to stay fit and healthy.

Sole trader health insurance to suit you

Our sole trader insurance comes with a choice of cover options, so you can find the ones that are right for your business. There are also lots of ways to manage your costs, so it might be cheaper than you think. 

Why us?

  • Cover to suit your budget – range of options to choose from so you only pay for what you want when covering 3 or more employees.
  • Fast Track Appointments service to get you speedy access to a specialist for diagnosis and treatment.
  • A GP service that’s built around your business - Unlimited access to AXA Doctor at Hand, our 24/7 online GP service, powered by Doctor Care Anywhere. Subject to fair usage policy.
  • Dedicated help where and when you and your team need it
  • Peace of mind – our Health at Hand experts can help answer your medical query over the phone
  • Up to 40% off monthly Nuffield Health, Fitness and Wellbeing centre membership fees**

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Defaqto Expert Rated 5 Star Award PMI (Group) 2021                Feefo Platinum Service Award 2021

Our Business Health plan has been rated 5 Stars by independent financial information business, Defaqto. The Defaqto 5 Star Rating is based on an assessment of the overall product including all options. If some of the options are not selected, this will affect the product’s Star Rating.

Award-winning provider

  • Defaqto - 5 Star Rating
  • Feefo - Platinum Trusted Service Award

* Phone lines are open 8:30am-5:30pm Monday to Friday. We may record and/or monitor calls for quality assurance, training and as a record of our conversation.

**Discounts apply to Nuffield Health’s fitness & wellbeing gym monthly individual membership only. You must be the lead member on a current AXA Health private healthcare plan to be eligible for a 40% discount.  Employees of AXA Health clients who are not covered by an AXA Health private healthcare scheme are eligible for a 20% discount. Partners/spouses are also eligible for a 20% discount. You must provide proof of membership and/or employer. The spouse or partner must join at same time or after to be eligible. All must be 18 years old or older. As a member you will gain access to your home club (the one you select on joining) as well as many more clubs around the country, these depend on your home club and can be viewed at You must use your home site at least 50% of the time. A £35 joining fee applies to all new members to Nuffield. A £35 admin fee applies to existing Nuffield members transferring to the 40% discount offer and no fee applies to existing Nuffield members transferring to the 20% discount. Further terms and conditions apply visit