Treatment option
Serious illness affects everyone. If a member of your team needs an operation or a procedure, having this option on your small business health insurance plan means they’ll be treated quickly, helping to put everyone’s minds at ease.
Our appointments booking service team will arrange an appointment with a specialist somewhere that works for your employee – near home or work – at a good time for them and your business. If hospital treatment is the next step, they’ll be treated privately.
With Comprehensive Cancer Cover included with this option (unless you choose to opt out from the full cancer cover), your team can have quick access to treatment for cancer including surgery, radiotherapy and chemotherapy. Subject to your medical history and including the Comprehensive Cancer Cover on your plan.
Quick access to private health treatment for your employees
- If someone on your team falls ill, we’ll pay for their private health treatment costs, including overnight stays, nursing care, inpatient and day patient diagnostic tests and drugs.
- Cover the cost of outpatient scans, including MRI, CT and PET scans.
- To include fees for cancer surgery, radiotherapy and chemotherapy, choose our Treatment with Comprehensive Cancer Cover option. Outpatient drugs are not covered.
- If someone on your team has a child who is receiving eligible treatment and is covered by your plan, one parent will receive accommodation in hospital with their child.
Private treatment and no long waiting times
Julie is 46 and owns a painting and decorating business in Norwich. She employs two other people, part time and, because the work they do is very physical, has the Treatment option on her healthcare cover. Recently, she’s been suffering from severe knee pain and has been to see a specialist who has referred her for knee surgery.
Because of her private health treatment option, Julie has already had her operation. She didn’t have to wait long and her procedure was carried out at a private hospital near home. We paid the fees for Julie’s operation in full as it was carried out at a hospital listed in our directory.
Choose from two levels of cover
Treatment option with NHS Cancer support
Inpatient and day patient treatment: including diagnostic tests, operating-theatre costs, drugs and dressings, surgical appliances and fees for surgeons, anaesthetists and doctors at hospitals or day patient units listed in our directory.
Hospital accommodation for mum or dad: when your employee’s child is covered by your insurance and receiving eligible private treatment, or up to £100 a night for nearby hotel accommodation (up to £500 a year).
Outpatient surgery: when your employee is treated at a hospital or day patient unit in our Directory of Hospitals.
Specialist scans: CT, MRI or PET scans on referral at a scanning centre or a hospital listed as a scanning centre in our directory.
Help with ambulance transport: ambulance transport to another medical facility if your employee is receiving eligible private treatment in one hospital and is medically required to be transferred to another facility.
Cashback for NHS treatment: Cash payment of £100 a night (up to the value of £2,000 a year) when your employee has free inpatient treatment under the NHS that would've been eligible on their plan.
Treatment option with Comprehensive Cancer Cover
All of the below if it’s cancer, when you choose our Treatment with Comprehensive Cancer Cover option for complete peace of mind (subject to medical history).
Inpatient and day patient treatment: including diagnostic tests, operating-theatre costs, drugs and dressings, surgical appliances and fees for surgeons, anaesthetists and doctors at hospitals or day patient units listed in our directory.
Hospital accommodation for mum or dad: when your employee’s child is covered by your insurance and receiving eligible private treatment, or up to £100 a night for nearby hotel accommodation (up to £500 a year).
Outpatient surgery: when your employee is treated at a hospital or day patient unit in our Directory of Hospitals.
Specialist scans: CT, MRI or PET scans on referral at a scanning centre or a hospital listed as a scanning centre in our directory.
Help with ambulance transport: ambulance transport to another medical facility if your employee is receiving eligible private treatment in one hospital and is medically required to be transferred to another facility.
Cashback for NHS treatment: Cash payment of £100 a night (up to the value of £2,000 a year) when your employee has free inpatient treatment under the NHS that would've been eligible on their plan.
Included as standard:
Regardless of the cover options that you choose, you'll have access to the following included as standard:
- 24/7 access to a private GP - Access to our 24/7 phone and video GP service, AXA Doctor at Hand (powered by Doctor Care Anywhere). Appointments are subject to availability. Advanced Nurse Practitioners available 8am-10pm.
- Muscle, bone and joint support - You and your team aged 18 and over get access to a physiotherapist over the phone, or online without the need for a GP referral.
- Health information phone line - Our helpline is open 24/7 for health information and support from nurses and counsellors. Midwives and pharmacists are available from 8am-8pm Monday to Friday, until 4pm on Saturday, and until 12pm on Sunday.
- Heart and cancer support - Get support from our experienced health practitioners, who can support you and your family when living with heart and cancer conditions.
- Gym discounts - In addition to your healthcare cover, you can get Up to 40% off monthly Nuffield Health, Fitness and Wellbeing centre membership and Hussle Monthly+ pass fees** for you and your employees. Which means your team can find their motivation, whether they’re training for a marathon or just getting started.**
What's not covered?
As with most private healthcare plans, there are exclusions and limitations. If you'd like to find out more about what is and isn't covered, call us on 0800 389 7413* or request a callback.
Build a plan that's right for you and your business
At AXA Health, we know that every small business is unique. That’s why we offer a choice of healthcare cover options and benefits that you can select from, so that you only pay for the cover you want.1
Choose your cover options to create a package that works best for you and your team. For inspiration, take a look at our example plans. For more help, speak to one of our advisors on 0800 389 7413*
1If you are buying cover for 1-2 people only, you will need to include either the Treatment option or the Diagnostics Only option in your plan.
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Defaqto - 5-Star Rated
We’re proud that our Business Health plan has been rated 5 stars by independent financial information business, Defaqto.
The Defaqto 5-star rating is based on an assessment of the overall product including all options. If some of the options are not selected, this will affect the product’s star rating.
* Phone lines are open 8:30am-5:30pm Monday to Friday. We may record and/or monitor calls for quality assurance, training and as a record of our conversation.
**Discount applies to Nuffield Health fitness and wellbeing centre monthly individual membership only. Your employees must provide proof of membership and/or employer. You, your spouse, partner or dependent must be a named member on a current AXA Health healthcare plan to get a 40% discount and be 18 years or older. As a member, you can access your home club (the one you select on joining) as well as many more clubs around the country. These depend on your home club. You must use your home club at least 50% of the time. The joining fee is £39 and may be subject to change by Nuffield Health. Existing members of Nuffield Health who transfer to a 40% off AXA Health discount will be charged a £39 administration fee by Nuffield Health. AXA Health reserves the right to withdraw or alter this offer at any time. The Read full terms and conditions at axahealth.co.uk/terms/gym-discount.
40% off Nuffield Health 24/7 online memberships - available to your employees and their spouses, with or without an AXA Health membership. Read full terms and conditions at axahealth.co.uk/terms/gym-discount.
40% off the purchase of a Hussle Monthly+ pass is available to members on an AXA Health healthcare plan. A partner or spouse and direct dependants included on their healthcare plan can also get 40% off the purchase of a Hussle Monthly+ pass. 33% off a Hussle Monthly+ pass is available to employees of AXA Health healthcare clients not covered by a company healthcare plan. They must provide proof of employer. Members must be over 16 to redeem AXA Health discounts with Hussle. Some venues have alternative age restrictions and will be flagged on the gym details page. Read full terms and conditions at axahealth.co.uk/terms/gym-discount.