Couples health insurance
...because your loved ones’ health matters
- Fast access to private healthcare
- Option to add your partner to your plan
- Specialist cancer treatment and access to the latest approved cancer drugs on specialist referral1
1Used within the terms of the licence, subject to medical history and cover options chosen.
What is health insurance for couples?
If you and your partner are looking at ways to ensure you can get fast access to healthcare, purchasing a joint health insurance policy can be a great option. With our Personal Health plan, there's a wide range of inpatient and day patient cover, and you can then pick and choose cover options to meet your individual needs and budget. You also have the option to add your partner to your plan.
What are the core benefits of our private health insurance plan, Personal Health?
When life throws you an unexpected challenge, fast access to diagnosis and treatment are what matter most, along with genuine help, support and understanding from people who care. Here’s a summary of everything that comes with our couples health insurance.
Does AXA Health offer a joint health insurance plan?
Although we don't offer a specific plan for couples, you do have the option to add your partner, or your dependents, to your plan.
Our healthcare plans offer quick access to eligible treatment at over 250 private hospitals in the UK, as well as the support you need to live life well. You can call our 24/7 health support line to speak to a nurse or counsellor, or have a phone appointment with a physiotherapist for support with muscle, bone or joint concerns (service available to members aged 18 and over).
On top of this core cover, you can choose from a range of cover options, to create the perfect combination of cover for you and your partner.
- Full Outpatient - Cover for unlimited specialist consultations, diagnostic tests and practitioner charges when a specialist refers you.
- Standard Outpatient option - cover for up to three specialist consultations and no yearly limit on diagnostic tests on specialist referral
- Extended Cover option - giving you more choice of UK hospitals and specialists, as well as cover for planned pre-approved treatment overseas.
- Mental Health option - cover for psychiatric treatment (option available subject to medical history.)
- Dentist and Optician Cashback option - claim cash back towards routine dentist and optician fees.
- Travel cover - cover for emergency medical expenses abroad and travel-related hassles like lost passports.
- Therapies - cover for outpatient treatment by physiotherapists, acupuncturists, osteopaths and chiropractors.
Full details of our cover, any limits to cover and any exclusions can be found in the membership handbook. Contact us today if you have any questions.
What does our Personal Health plan cover?
- See the right specialist quickly (when including an outpatient option).
- Video or phone access to our online 24/7 GP service (subject to availability).
- Full inpatient and day patient hospital fees cover (on specialist referral, at a hospital from our directory).
- Heart and cancer cover and care (subject to medical history and cover options chosen).
- 24/7 health support line with nurses and counsellors available to answer your questions.
To find out about our additional cover options explore our compare health insurance options page.
What's not covered by our Personal Health plan?
Like all insurance plans, there are some things we don't cover. Here are some of our key exclusions:
- Treatment of medical conditions that you had – or had symptoms of – before you joined
- Routine pregnancy and childbirth
- Treatment of ongoing, recurring and long-term conditions
More information about the exclusions and limitations of cover will be provided when you get a quote.
What do I need to get a couples health insurance quote?
Ready to get your couples health insurance quote?
Here's some information you'll need:
- Personal details such your name, address and date of birth.
- Details of your partner that you'd like to add to your policy.
- The date you'd like your policy to begin.
Our couples health insurance quote process usually takes just a few minutes, so why not get an online quote now?
Defaqto - 5 Star Rating
We’re proud that our Personal Health plan has been rated 5 Stars by independent financial information business, Defaqto.
*Lines are open 09:00 - 19:00 Mon - Fri. Closed Sat - Sun. We may record and/or monitor calls for quality assurance, training and as a record of our conversation.