• UK based call centre UK based call centre
  • Save up to 10% when you switch Save up to 10% when you switch
  • 4.7 feefo score 4.7 feefo score
  • We cover 250,000 SME members We cover 250,000 SME members
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Small business health insurance

Helping you build a stronger, healthier business

Get business healthcare cover for 1 to 249 employees from AXA Health and join
250,000 SME members looking after their health.

Choose small business healthcare for a team that thinks big

AXA’s UK health and wellbeing specialists, AXA Health, will be your business's health partner to help your employees bring out their best selves. With over 250,000 SME members, whatever healthy looks like for you and your employees, we know how to get you there. No matter the size of your organisation, we’ll help you build a wellbeing culture throughout it – made to inspire.

Our small business health plans cover the cost of private treatment, if needed, and access to healthcare experts in person or online is included as standard. Helping you go the extra mile for your team, so they do the same for you.

get more details
call us on 0800 389 7413*

Small business health insurance is good for business

Feeling valued is motivating. With healthcare benefits for employees, you can show your team just how important they are to you. This helps you do business better in a number of ways:

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Retain employees

47% of UK employees see medical insurance as a key part of an employee benefits package, according to a Cover Magazine survey. To help keep yours happy, help keep them feeling healthy.
  Attract top talent

Private healthcare cover shows you’re committed to your employees. That can help you persuade top-level new recruits to commit to your business.
  Flexible medical appointments

Allow your team to choose appointments at a time and location that suits them, so they can look after themselves and their work, no problem.

Your small business health insurance. Not someone else’s

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Your business is unique. Your employees are unique. That's what makes you fantastic. And that's why our healthcare is tailored to what you and your team do, providing them with cover they can count on when they need it most.

Ensuring you get value for money matters a great deal to us. So, we’ve made it easy for you to construct a business healthcare plan that gives you what you want for your budget – without compromising quality of service, convenience and support. Explore your options with a few simple clicks.

AXA Health brochure

Get your Business Health insurance brochure

Our brochure tells you everything you need to know about health insurance benefits for small businesses.

Our team brings out the best in your team


24/7 online GP service

Unlimited access to 20-minute video or phone appointments with a GP means your employees can get treatment whenever and wherever they need it. Illness doesn’t just do 9-5, so nor do we. AXA Doctor at Hand is powered by Doctor Care Anywhere. Appointments are subject to availability and their fair usage policy.

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Care for cancer and heart conditions

Our experienced nurses are at the end of the phone 24 hours a day, every day. They know about the side effects of medication and understand the way your team member might be feeling. And they’re there for family and colleagues too.


Fast-track to a specialist

When a GP refers an employee to a specialist, we can reduce the wait to see them, when possible. Our Fast Track Appointments team will match them with the right expert, at a convenient time for them, so they can quickly get on the road to recovery.

Easing the pressure

Easing the pressure with physio

We can help your people manage or alleviate joint and muscle pain - whether it's a bad back or sprained ankle. They can speak to the right expert over the phone or online. Our Working Body service is available for members aged 18 and over.

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Health information and support

We’ll give your employees access to our 24/7 health information helpline, Health at Hand. It comes as standard, no matter what cover options you choose. It takes away any niggling health worries, helping them feel their best and give their best.


Up to 40% off Nuffield Health membership

Up to 40% off monthly Nuffield Health, Fitness and Wellbeing centre membership fees** for you and all your employees. Which means your team can find their motivation, whether they’re training for a marathon or just getting started.

Watch how businesses are doing healthcare cover their way

Example plans video

Every business needs to look after their employees differently to keep them at the top of their game. High pressure jobs might need mental health support. Physically strenuous work might need physio. Whatever your team needs, you can get it.

To get started, take a look at three example plans to give you an idea of how your plan could look and what it might cost. When you've got your head around the cover you might want, pick and choose the options that are right for you.

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Switch to AXA Health and save

We’ll aim to reduce your premiums by up to 10% if you switch your employee health cover to us.

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The benefits of business health insurance

  • Improved employee retention. Private healthcare cover is often ranked as one of the most valued benefits by employees (Cover Magazine 2021). Offering private healthcare cover to your team can help to show that you’re investing in their health and wellbeing and that their dedication to the business is recognised.
  • Beneficial for recruitment. As well as being beneficial for employee retention, private healthcare cover can also be a great incentive to help attract high quality new recruits to your business.
  • Greater flexibility with medical appointments. Small business healthcare cover can provide you and your team with access to more flexible medical appointments. This means that you can choose an appointment at a time and location that’s most convenient for you.

At AXA Health, our small business health insurance also comes with additional benefits, including:

  • Muscle, bone and joint support. Our small business health insurance comes with our Working Body service as standard. With Working Body, you and your team can speak to a physiotherapist over the phone or online, without the need for a GP referral. They’ll assess the symptoms, talk about what they could mean and help to plan next steps. Working Body is available to members aged 18 years or over.
  • Health information phone line. At AXA Health, our small business healthcare cover also gives you and your team access to our 24/7 health information telephone helpline, Health at Hand. Our experienced nurses and counsellors are available at the end of the phone 24/7, and our midwives and pharmacists are available during the day.
  • Online private GP service. With AXA Doctor at Hand, you and your team can get a 20 minute video or phone appointment with a GP at a time and place that suits you. Whether that’s at 10pm at night or at the weekend. AXA Doctor at Hand is powered by Doctor Care Anywhere.
  • Health and wellbeing benefits such as discounted gym membership.

About AXA Health

As AXA’s UK health and wellbeing specialist, AXA Health can help your employees bring their best selves to work. In a small business everybody counts, and keeping your business happy and healthy is key to getting the job done.  

Where do we start? We start with you. With whatever healthy looks like for you and your people, however they spend their days – out supporting clients, working from home, or coming into the workplace.

Having spent decades getting to know how small businesses tick, we have a deep understanding of what really makes a difference. No two businesses are the same, so we’ll help you build a tailored plan that fits your business needs and matches your budget. And you’ll have peace of mind too, knowing that everyone can access wellbeing support and medical help when they need it – all underpinned by our clinical expertise.

Your people are your best asset: by investing in their health and wellbeing for the future, you’re setting your business up to thrive. 

It’s all backed up by our award-winning private health insurance, so you can rely on us to get your people the support they need to get back to work quickly – and also to help them stay well in the first place. 

We were founded by doctors and hospitals working together to make a real difference: to give more people better access to healthcare. And we’ve been doing just that for the 80 years since – now with the might of one of the biggest insurance groups in the world behind us.

It’s our job to help you and your employees find your healthy.

Get a quote from an award-winning provider today

Defaqto PMI-Rating-2021-600x380.pngDefaqto - 5 Star Rating
We’re proud that our Business Health plan has been rated 5 Stars by independent financial information business, Defaqto.

feefo_platinum_service_2021_tag_dark.pngfeefo - Platinum Trusted Service Award

Those that meet feefo's criteria of excellence achieve Trusted Service recognition. Only businesses whose experience is highly rated by their customers make the grade.

The Defaqto 5 Star Rating is based on an assessment of the overall product including all options. If some of the options are not selected, this will affect the product’s Star Rating.

get a quote
call us on 0800 389 7413*

Your team lunch on us

Already an AXA Health customer? If you refer a new business customer to AXA Health, both parties will receive a £100 M&S voucher when they take out cover with us, as our way of saying thank you. Please see full terms and conditions

Phone lines are open 8:30am-5:30pm Monday to Friday. We may record and/or monitor calls for quality assurance, training and as a record of our conversation.

**Discounts apply to Nuffield Health’s fitness & wellbeing gym monthly individual membership only. You, your spouse, partner or dependant must be a named member on a current AXA Health private healthcare plan to be eligible for a 40% discount.  Employees of AXA Health clients who are not covered by an AXA Health private healthcare scheme are eligible for a 20% discount. Partners/spouses are also eligible for a 20% discount. You must provide proof of membership and/or employer. The spouse, partner or dependant must join at same time or after to be eligible. All must be 18 years old or older. As a member you will gain access to your home club (the one you select on joining) as well as many more clubs around the country, these depend on your home club and can be viewed at nuffieldhealth.com/gyms/membership/multi-club-access. You must use your home site at least 50% of the time. A £35 joining fee applies to all new members to Nuffield. A £35 admin fee applies to existing Nuffield members transferring to the 40% discount offer and no fee applies to existing Nuffield members transferring to the 20% discount. Further terms and conditions apply visit axahealth.co.uk/terms/gym-discount.