Small business

A wider choice of hospitals and even greater flexibility

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Call us on 0800 389 7413*

Extended Cover option

For even more freedom about where to have treatment, choose Extended Cover. You and your team members won’t be limited to the facilities in our directory, making your cover even more convenient.  

We’ll also take care of fees for any planned, pre-approved treatment you or your team members choose to have outside the UK, up to the cost that we would pay for equivalent treatment at home. And it also means we’re ready to help with the routine management of specified chronic conditions such as asthma, diabetes and epilepsy. 

The Extended Cover option is only available where the Treatment or Diagnostics Only option is included as part of your plan.

Greater flexibility and choice

  • Cover for treatment at your preferred UK facility, even if it’s not in our Directory of Hospitals.
  • Cover for treatment by specialists that are usually fee-limited (we'll pay in full).
  • Cover for planned, pre-approved treatment outside of the UK, up to the cost we would pay for the equivalent treatment in the UK.
  • Cover for specified chronic conditions such as asthma, diabetes or epilepsy – including fees for outpatient consultations and diagnostic tests with a specialist for the purpose of monitoring the condition.

Extended Cover for peace of mind

Judy owns a successful small business, a law firm, and employs a team of 10. She’s been referred for hip replacement surgery and won’t be able to return to work until she’s had the surgery and recovered from it. Being able to have the surgery privately means she can avoid a long waiting list and can reduce her time away from work, which she’s pleased about. 

Judy’s sister in law had the same procedure carried out at a private hospital near to her home last year and had a very positive experience. Judy would like to be treated there too. Looking at our Directory of Hospitals, she notices that the hospital she wants to use isn’t listed. However, as part of her small business healthcare plan, she has Extended Cover, which means we’ll pay her fees up to the normal daily rates published and charged by the facility.

What this option will pay for

  • Treatment at the facility of your choice: we’ll pay all costs up to the normal daily rates charged by the UK hospital, day-patient unit or scanning centre not in our Directory of Hospitals that you or your team member chooses.
  • Planned, pre-approved treatment abroad: up to the cost we’d pay for equivalent, eligible treatment in the UK.
  • No fee-limited specialists: we’ll pay in full for specialists that are usually fee-limited. 
  • Routine care for chronic conditions: with Extended Cover we can pay for management of specified chronic health issues such as asthma, diabetes, epilepsy, osteoarthritis, rheumatoid arthritis or thyroid problems.

What's not covered?

As with most private healthcare plans, there are exclusions and limitations. If you'd like to find out more about what is and isn't covered, call us on 0800 389 7413* or request a callback

CALL US ON 0800 389 7413*

Included as standard:

Regardless of the cover options that you choose, you'll have access to the following included as standard:

  • 24/7 access to a private GP - Access to our 24/7 phone and video GP service, AXA Doctor at Hand (powered by Doctor Care Anywhere). Appointments are subject to availability. Advanced Nurse Practitioners available 8am-10pm. 
  • Muscle, bone and joint support - You and your team aged 18 and over get access to a physiotherapist over the phone or online, without the need for a GP referral.
  • Health information phone line - Our helpline is open 24/7 for health information and support from nurses and counsellors. Midwives and pharmacists are available from 8am-8pm Monday to Friday, until 4pm on Saturday, and until 12pm on Sunday.
  • Heart and cancer support - Speak to our experienced health practitioners  on the phone - they can support you and your family when living with heart and cancer conditions.
  • Access to gym discounts - In addition to your healthcare cover, you can get up to 40% off monthly Nuffield Health Fitness and Wellbeing centre memberships and Hussle Monthly+ pass fees for you and your employees. So your team can find their motivation, whether they’re training for a marathon or just getting started. Get more information and terms and conditions.

Build a plan that's right for you and your business

At AXA Health, we know that every small business is unique. That’s why we offer a choice of healthcare cover options and benefits that you can select from, so that you only pay for the cover you want.1

Choose your cover options to create a package that works best for you and your team. For more help, speak to one of our advisors on 0800 389 7413*

1If you are buying cover for 1-2 people only, you will need to include either the Treatment option or the Diagnostics Only option in your plan.

Defaqto 2024 Five_Star Expert Rated award

We’re proud that our Business Health plan has been rated 5 stars by independent financial information business, Defaqto. The Defaqto 5-star rating is based on an assessment of the overall product including all options. If some of the options are not selected, this will affect the product’s star rating.

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* Phone lines are open 8:30am-5:30pm Monday to Friday. We may record and/or monitor calls for quality assurance, training and as a record of our conversation.