Extended cover option

Small business

A wider choice of hospitals and even greater flexibility

get a quote
Call us on 0800 389 7413*

Extended cover option

For even more freedom about where to have treatment, choose Extended Cover. You and your team members won’t be limited to the facilities in our directory, making your cover even more convenient.  

We’ll also take care of fees for any planned, pre-approved treatment you or your team members choose to have outside the UK, up to the cost that we would pay for equivalent treatment at home. And it also means we’re ready to help with the routine management of chronic conditions like asthma, diabetes and epilepsy. 

The Extended Cover option is only available where the Treatment or Diagnostics Only option is included as part of your plan.

Greater flexibility and choice

  • Cover for treatment at your preferred UK facility, even if it’s not in our Directory of Hospitals.
  • Cover for treatment by specialists that are usually fee-limited (we'll pay in full).
  • Cover for planned, pre-approved treatment outside of the UK, up to the cost we would pay for the equivalent treatment in the UK.
  • Cover for chronic conditions such as asthma, diabetes or epilepsy – including fees for outpatient consultations and diagnostic tests with a specialist for the purpose of monitoring the condition.

Extended cover for peace of mind

Extended cover

Judy owns a successful small business, a law firm, and employs a team of 10. She’s been referred for hip replacement surgery and won’t be able to return to work until she’s had the surgery and recovered from it. Being able to have the surgery privately means she can skip the waiting list and reduce her time away from work, which she’s pleased about. 

Judy’s sister in law had the same procedure carried out at a private hospital near to her home last year and had a very positive experience. Judy would like to be treated there too. Looking at our Directory of Hospitals, she notices that the hospital she wants to use isn’t listed. However, as part of her small business healthcare plan, she has Extended Cover, which means we’ll pay her fees up to the normal daily rates published and charged by the facility.

What this option will pay for

  • Treatment at the facility of your choice: we’ll pay all costs up to the normal daily rates charged by the UK hospital, day-patient unit or scanning centre not in our Directory of Hospitals that you or your team member chooses.
  • Planned, pre-approved treatment abroad: up to the cost we’d pay for equivalent treatment in the UK.
  • No fee-limited specialists: we’ll pay in full for specialists that are usually fee-limited. 
  • Routine care for chronic conditions: with Extended Cover we can pay for management of chronic health issues like asthma, diabetes, epilepsy, osteoarthritis, rheumatoid arthritis or thyroid problems.

What's not covered?

As with most private healthcare plans, there are exclusions and limitations. If you'd like to find out more about what is and isn't covered, call us on 0800 389 7413* or request a callback

CALL US ON 0800 389 7413*

Build a plan that's right for you and your business

At AXA Health, we know that every small business is unique. That’s why we offer a choice of healthcare cover options and benefits that you can select from, so that you only pay for the cover you want.1

Choose your cover options to create a package that works best for you and your team. For inspiration, take a look at our example plans. For more help, speak to one of our advisors on 0800 389 7413*

1If you are buying cover for 1-2 people only, you will need to include either the Treatment option or the Diagnostics Only option in your plan.

Included as standard:

Regardless of the cover options that you choose, you'll have access to the following included as standard:

  • 24/7 access to a private GP - Access to our 24/7 phone and video GP service, AXA Doctor at Hand (powered by Doctor Care Anywhere). Appointments are subject to availability. Advanced Nurse Practitioners available 8am-10pm. 
  • Muscle, bone and joint support - You and your team aged 18 and over get access to a physiotherapist over the phone, or online without the need for a GP referral.
  • Health information phone line - Our helpline is open 24/7 for health information and support from nurses and counsellors. Midwives and pharmacists are available from 8am-8pm Monday to Friday, until 4pm on Saturday, and until 12pm on Sunday.
  • Heart and cancer support - Get support from our experienced health practitioners, who can support you and your family when living with heart and cancer conditions.
  • Gym discounts - In addition to your healthcare cover, you can get Up to 40% off monthly Nuffield Health, Fitness and Wellbeing centre membership and Hussle Monthly+ pass fees** for you and your employees. Which means your team can find their motivation, whether they’re training for a marathon or just getting started.**

Defaqto - 5-Star Rated

We’re proud that our Business Health plan has been rated 5 stars by independent financial information business, Defaqto.

The Defaqto 5-star rating is based on an assessment of the overall product including all options. If some of the options are not selected, this will affect the product’s star rating.

Health and wellbeing info, straight to your inbox

Sign up to receive our small business health and wellbeing newsletter straight to your inbox each month. Designed specifically for small business owners, our newsletter provides actionable advice and insights to help keep your employees healthy and happy, and to help keep your business growing.

Receive insights from our in-house experts directly to your inbox on a number of health and wellbeing topics.

Get access to our small business guides providing in depth health and wellbeing insight and recommendations.

Read tips for how you can prioritise the health and wellbeing of your team.

By submitting this form you're agreeing to receive health and wellbeing information, promotions and special offers from AXA Health. If you're not the named person on this form, you must ensure that they consent to such use of this data. You can opt-out by unsubscribing at any time and you can view our Privacy Policy.

* Phone lines are open 8:30am-5:30pm Monday to Friday. We may record and/or monitor calls for quality assurance, training and as a record of our conversation.

**Discount applies to Nuffield Health fitness and wellbeing centre monthly individual membership only. Your employees must provide proof of membership and/or employer. You, your spouse, partner or dependent must be a named member on a current AXA Health  healthcare plan to get a 40% discount and be 18 years or older. As a member, you can access your home club (the one you select on joining) as well as many more clubs around the country. These depend on your home club. You must use your home club at least 50% of the time. The joining fee is £39 and may be subject to change by Nuffield Health. Existing members of Nuffield Health who transfer to a 40% off AXA Health discount will be charged a £39 administration fee by Nuffield Health. AXA Health reserves the right to withdraw or alter this offer at any time. The Read full terms and conditions at axahealth.co.uk/terms/gym-discount.

40% off Nuffield Health 24/7 online memberships - available to your employees and their spouses, with or without an AXA Health membership. Read full terms and conditions at axahealth.co.uk/terms/gym-discount.

40% off the purchase of a Hussle Monthly+ pass is available to members on an AXA Health healthcare plan. A partner or spouse and direct dependants included on their healthcare plan can also get 40% off the purchase of a Hussle Monthly+ pass. 33% off a Hussle Monthly+ pass is available to employees of AXA Health healthcare clients not covered by a company healthcare plan. They must provide proof of employer. Members must be over 16 to redeem AXA Health discounts with Hussle. Some venues have alternative age restrictions and will be flagged on the gym details page. Read full terms and conditions at axahealth.co.uk/terms/gym-discount.