Compare your health insurance options
Explore AXA Health Plan's cover options
- Cancer care option
- Inpatient and day patient care option
- Outpatient diagnosis and care option
- Mental health care option
Compare health insurance options
With an AXA Health Plan you can tailor your options to your individual needs and budget. You can also choose to add your partner, or other family members, to your plan with the flexibility to choose different cover options for each person.
At the heart of our health insurance is a commitment to your wellbeing and the wellbeing of your loved ones. Simply put, our health insurance provides fast access to private healthcare when you need it.
Our AXA Health Plan, like most health insurance, only covers new conditions that develop after you join and not pre-existing conditions.
Our AXA Health Plan options
- Cancer care option - gives you wide-ranging treatment and support for a new cancer diagnosis that you receive after you join.
- Inpatient and day patient care option - this care option gives you access to inpatient or day patient treatment at a private hospital covered by your plan.
- Outpatient diagnosis and care option - designed to get you in front of a specialist fast, so you can start your healthcare journey quickly.
- Mental health care option - gives you access to private healthcare for mental illness that begins after you join.
Our AXA Health Plan gives you the flexibility to combine care options to best suit your needs. You can even choose to have different care options for different people on your plan, giving you more control over your cover levels and the cost of your plan.
Standalone options include Outpatient diagnosis and care, Inpatient and day patient care and Cancer care.
Mental health care must be selected with one of the other care options. Inpatient and day patient care must be included when buying Cancer care and Outpatient diagnosis and care together.
As with most insurance, there are some things we don’t cover under any care option (you can find more information on exclusions below).
Compare our health insurance options below and see how you could build a plan that's right for you.
What are the benefits of our Cancer care option?
Opting to include our Cancer care option on your AXA Health plan offers peace of mind and the feeling of reassurance. We've highlighted below some of our key benefits this cover offers (please note our Cancer care option will only cover you for cancers you haven't previously had).
Prompt access to expert help
Following a diagnosis of an eligible cancer, you'll have quick access to cancer treatment via specialists and other health professionals when needed. You'll also be allocated a dedicated case manager to support you, by phone, every step of the way.
Often the questions we have about our health come when we least expect it so at AXA Health our healthcare professionals on our cancer support phone service are available, at the end of the phone, day or night - we're here for you.
Speak to our specialist cancer nurses on our cancer support service 9am-5pm Monday - Friday. Outside these hours our nurses and counsellors provide round the clock support by phone.
Access to eligible cancer drugs and treatments
We want to help you get healthy and on your way to recovery as quickly as possible. That's why, if your specialist recommends it, we will cover the costs of licensed drugs being prescribed within the terms of their licence.
Treatment at a location to suit you
We want your journey to be as smooth as possible, so if your doctor thinks it is appropriate, you’ll be able to receive chemotherapy by IV drip at home.
What's included with our Cancer care option?
When you choose to include our Cancer care option on your AXA Health Plan you will get many benefits including...
- Phone support from your own dedicated cancer case manager to see you through your treatment
- Private hospital stays, day patient units fees and scanning centres paid in full (when using a hospital or day patient unit covered by your plan).
- Diagnostic tests for inpatients and day patients with no yearly limit
- Testing to help choose the best chemotherapy for your diagnosis
- CT, MRI and PET scans paid in full (when using a hospital or scanning centre covered by your plan).
- Specialist fees for the specialist treating your cancer with no yearly limit
- Specialist consultations with the specialist treating your cancer when you are an outpatient
- Radiotherapy, including when it is used to relieve pain
- Drug treatment to kill cancer cells, including biological therapies and chemotherapy (there is no time limit on how long we cover these drugs)
- Monitoring and follow up consultations as long as you are a member and have a plan with us (and have the Cancer care option)
- The costs of wigs, head coverings, microblading or specialist clothing needed during the active treatment of cancer. For wigs, head coverings and microblading this is up to £1,000 a membership year and for specialist clothing this is up to £2,000 a membership year
- Drugs that are licensed, being prescribed in line with their licence and under specialist referral (these will be subject to your medical history and cover options chosen)
- Palliative treatment to relieve pain or other symptoms rather than cure the cancer
- Health coaching. We offer a 6-month, dedicated health coaching service for people with cancer. It is delivered by a trained Health Coach who can provide expert advice and support with health and wellbeing goals needed as a result of cancer and treatment.
- Fatigue management. For members diagnosed with cancer, we provide access to the app Untire Now, which provides tools to help reduce the impact of one of the most common side effects of cancer and its treatment - cancer-related fatigue.
Please note this cover option will only cover you for cancer you haven't previously had.
What’s not covered
You can find a full list of exclusions in our handbook but here are some of the things not included with our Cancer care option:
- Any cancer that you've had at any point before joining us including if the same cancer comes back or spreads.
- Any conditions other than cancer. Add other options to cover these.
- Tests or consultations before cancer is diagnosed.
- Screening or preventative cancer treatment.
What’s not covered
You can find a full list of exclusions in our handbook but here are some of the things not included with our Inpatient and day patient care option:
- Outpatient consultations, tests or treatments you have before a hospital stay (unless they’re follow-ups for something we covered before). You can add our Outpatient diagnosis and care option to cover this.
- Cancer. You may be able to add our Cancer care option to cover this.
- Mental health issues. You may be able to add Mental health care to cover this.
- Any condition you had in the three years before you joined until you've been trouble-free for two years in a row after that date. This includes if you had symptoms of a condition that hadn't been diagnosed.
What’s not covered
You can find a full list of exclusions in our handbook but here are some of the things not included with our Outpatient and diagnosis care option:
- Inpatient surgery, or other tests or treatment where you stay overnight or longer. If you want cover for these, add Inpatient and day patient care to cover this.
- Day patient tests, treatment or surgery where you need to recover under medical supervision. If you want cover for these, add Inpatient and day patient care to cover this.
- There's no cover for treatment of cancer once you've been diagnosed. You could add our Cancer care option to cover this.
- Treatment for mental health issues. You could add our Mental health care option to cover this.
- Any condition you had in the three years before you joined until you’ve been trouble-free for two years in a row after that date. This includes if you had symptoms of a condition that hadn’t been diagnosed.
What mental health conditions are covered?
Our Mental health care option provides access to a range of services to help all kinds of mental health struggles. We believe no-one should suffer alone - and our mental health insurance aims to achieve this.
Our mental health care option is designed to help those with mental health issues that developed after they started their plan (not pre-existing conditions). It includes:
What’s not covered
You can find a full list of exclusions in our handbook. Our Mental health cover option does not provide cover for any mental health condition where you’ve been referred to a specialist, other than your GP, in the five years before joining (unfortunately if you have, we won't be able to offer you this option).
Get more from your AXA Health Plan with Everyday healthcare
With an AXA Health Plan, if you are aged 18 or over, you get access to Everyday healthcare. Everyday healthcare provides a range of services and tools, as well as access to offers, to help you stay happy and healthy.
Everyday healthcare Includes...
Who do you need health insurance for?
Choose who you would like health insurance for and we'll provide more information about the relevant health insurance plan available to you.
What do I need to get a health insurance quote?
Ready to get your health insurance quote?
Here's some information you'll need:
- Personal details such as your name, address and date of birth.
- Details of any family members you'd like to add to your policy.
- The date you'd like your policy to begin.
Our health insurance quote process usually takes just a few minutes, so why not get an online quote now?
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