For your individual customers we offer three health insurance plans for new business. Personal Health offers the greatest flexibility in terms of hospital choice and benefits. Health for You offers a competitive solution with selected hospitals and specialists around the country. Our InSpire Health Plan allows members to choose the care and treatment that matters most to them, with use of specified Ramsay and Spire hospitals.
With all our individual plans, your clients start with core cover. They can add the options they’d like, such as Standard or Full Outpatient, Therapies, Mental Health plus many more. Whatever your clients choose, they'll recieve the quality and service you'd expect from AXA Health.
Our brochures have a full list and explanation of what options are available to your clients, as well as what is, and isn’t covered in each plan. The relevant hospital list for each plan is linked below too.
The information below is just a summary of some of the cover we offer. For eligibility, key exclusions, plus any cover limitations (which is often dependent on the level of cover taken out) please see our product brochures which are linked above.
Important information about AXA Doctor at Hand is detailed below.
For full details go here
24/7 availability – Subject to appointment availability. GPs avaliable 24/7 and Advanced Nurse Practitioners available 8am – 10pm, 365 days a year.
Prescriptions – Available in most circumstances. Outpatient prescriptions and delivery are not covered by the healthcare plan and may cost more than on the NHS. Prescriptions are only available in the UK.
Referrals to diagnostics – If included in the AXA Health plan, where clinically and geographically appropriate (centres in England, Scotland and Wales). Diagnostic tests are subject to the healthcare plan terms and conditions. Any outpatient limits normally made towards any treatment, will apply. Dependants must be aged 18+ for GP to organise diagnostics.
Referrals to specialists – Any outpatient limits normally made towards treatment will apply. All referrals and treatment recommended are on a private basis. The GPs and advanced nurse practitioners are unable to refer to the NHS.
Here are the main things that aren’t covered as standard in our private health insurance plans. For full details of eligibility, please see the product brochures.
Our Personal Health plan has been rated 5 Star by independent financial information business, Defaqto. The Defaqto 5 Star Rating is based on an assessment of the overall product, including all options. Where not all of the options are taken, this will affect the product's star rating.
For more information on Defaqto visit www.defaqto.com