Private health insurance, often referred to as private medical insurance, is an insurance policy that safeguards your health. You pay a monthly, or yearly subscription and this covers the cost of treatment that you need, as long as it is covered by your policy.
At the heart of private health insurance is a commitment to your wellbeing and the wellbeing of your loved ones. Simply put, it provides fast access to private healthcare when you need it. Our Personal Health plan, like most health insurance, only covers new conditions that develop after you join and not pre-existing conditions.
When life throws you an unexpected challenge, fast access to diagnosis and treatment are what matter most, along with genuine help, support and understanding from people who care. Here’s a summary of everything that comes with our Personal Health plan.
Cover for unlimited specialist consultations, diagnostic tests and practitioner charges when a specialist refers you.
Cover for specialist consultations and treatment with psychologists and cognitive behavioural therapists upon referral (subject to medical history).
Cover for outpatient treatment by physiotherapists, acupuncturists, osteopaths and chiropractors.
Cover for emergency medical expenses abroad and travel-related hassles like lost passports.
Cover towards dentist and optician's fees including prescribed glasses and contact lenses.
To find out about our additional cover options explore our compare health insurance options page.
Other exclusions may apply depending on the cover you have chosen.
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*Lines are open 09:00 - 19:00 Mon - Fri. Closed Sat - Sun. We may record and/or monitor calls for quality assurance, training and as a record of our conversation.