10% discount +
Free Health Assessment cover option included
Free Health Assessment cover option (for year 1) + 10% discount. Available when purchasing health insurance for the first time (covering 1-64 employees). Must include Treatment or Diagnostics Only cover option for all and choose moratorium or full underwriting. Offer valid 01/10/26 - 31/12/26. Further T&Cs apply.
Dentist and Optician cashback option
With this option included on your business health insurance plan, you can help your people look after their eyesight and teeth with cover for those often costly but unavoidable routine healthcare bills, including eye tests, lenses and frames, and dental check-ups.
More routine, less root canal
- Help your team look after their teeth and eyesight with cashback towards dentists’ fees, glasses, contact lenses and eye tests.
- Play your part in helping dentists and opticians detect and prevent conditions such as glaucoma, diabetes and mouth cancer by encouraging regular checkups.
When eye health is business health
When you spend your day on the road, eye health is paramount. Lisa owns a courier business and knows it’s essential for her team of 25 drivers to have regular eye tests, and the correct glasses and contact lenses if they need them.
Lisa has included Dentist and Optician Cashback in her small business health insurance plan. It means each member of her team benefits from up to £25 a year towards an eye test. And up to £200 a year towards the cost of prescribed glasses and contact lenses.
Choose from two levels of cover
Dentist and Optician Cashback
- Dental treatment: 80% of dentist fees back, up to £400 a year.
- Eye tests: up to £25 a year for an eye test.
- Glasses and contact lenses: 80% of the cost of prescribed glasses and contact lenses back, up to £200 a year.
Dentist and Optician Cashback Plus
- Dental treatment: 100% of dentist fees back, up to £500 a year.
- Eye tests: up to £25 a year for an eye test.
- Glasses and contact lenses: 100% of the cost of prescribed glasses and contact lenses costs back, up to £300 a year.
- Dental accident benefit: Up to £10,000 a year to cover dental accidents (up to £2,500 cash back per incident, up to a maximum of four incidents in a benefit year).
What benefits are included as standard?
24/7 online GP service
Access to video or phone appointments with a GP or another registered clinical practitioner, where your employees will have plenty of time to talk through their health concerns. AXA Doctor at Hand is powered by Doctor Care Anywhere. Appointments are subject to availability. GPs are available 24/7 and other registered clinical practitioners are available 8am – 10pm.
Care for cancer and heart conditions
Our experienced healthcare professionals are available at the end of the phone day or night. Speak to our specialist cancer and heart nurses 9am-5pm Monday – Friday. Outside these hours our experienced nurses and counsellors provide round the clock support by phone.
Specialist appointment booking service
We can help your employees find an appropriate specialist. You'll need to include either an Outpatient option or our Diagnostics Only option with your business healthcare plan for the consultation to be covered.
Easing the pressure with physio
Access to our online muscles, bone and joint service to help your people manage or alleviate joint and muscle pain – whether it’s a bad back or sprained ankle. A physiotherapist will assess their symptoms online or over the phone and talk to them about what they could mean. Available for members aged 18 and over.
Health information and support
We’ll give your employees access to our 24/7 health support line. It comes as standard, no matter what cover options you choose, so your team can get help and support whether it's day or night.
The 24/7 health support line is not a diagnostic or advice service and it cannot respond to emergencies. If you require an urgent response or have a medical emergency please call 111/999 or attend A&E.
Access to gym discounts
In addition to your healthcare cover, you can get up to 40% off monthly Nuffield Health Fitness and Wellbeing centre memberships and Hussle Monthly+ pass fees for you and your employees.
Your team can find their motivation whether they're training for a marathon or just getting started. Offers are subject to change and do not form part of insured benefits. Get more information and terms and conditions.
What's not covered?
As with most private healthcare plans, there are exclusions and limitations. If you'd like to find out more about what is and isn't covered, call us on 0800 389 7413* or request a callback.
We’re proud that our Business Health plan has been rated 5 stars and our Business Protect plan has been rated 4 stars by independent financial information business, Defaqto. The Defaqto ratings are based on an assessment of the overall product including all options. If some of the options are not selected, this will affect the product’s star rating.
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*Phone lines are open 8:30am-5:30pm Monday to Friday. We may record and/or monitor calls for quality assurance, training and as a record of our conversation.