10% discount +
Free Health Assessment cover option included
Free Health Assessment cover option (for year 1) + 10% discount. Available when purchasing health insurance for the first time (covering 1-64 employees). Must include Treatment or Diagnostics Only cover option for all and choose moratorium or full underwriting. Offer valid 01/10/26 - 31/12/26. Further T&Cs apply.
Extended Cover option
For even more freedom about where to have treatment, choose Extended Cover. You and your team members won’t be limited to the facilities in our directory, making your cover even more convenient.
We’ll take care of fees for any planned, pre-approved treatment you or your team members choose to have outside the UK, up to the cost that we would pay for equivalent treatment at home. And it also means you'll have cover for the routine management of specified chronic conditions such as asthma, diabetes and epilepsy.
The Extended Cover option is available with our Business Health plans, when a Treatment option or our Diagnostics Only option is included on the plan. This option does not include travel insurance.
What this option will pay for
- Treatment at the facility of your choice: we’ll pay all costs up to the normal daily rates charged by the UK hospital, day-patient unit or scanning centre not in our Directory of Hospitals that you or your team member chooses.
- Planned, pre-approved treatment abroad: up to the cost we’d pay for equivalent, eligible treatment in the UK.
- No fee-limited specialists: we'll cover the fees of specialists we'd ordinarily pay a contribution towards.
- Routine care for chronic conditions: with Extended Cover we can pay for management of specified chronic health issues such as asthma, diabetes, epilepsy, osteoarthritis, rheumatoid arthritis or thyroid problems.
Extended Cover for peace of mind
Judy owns a successful small business, a law firm, and employs a team of 10. She’s been referred for hip replacement surgery and won’t be able to return to work until she’s had the surgery and recovered from it. Being able to have the surgery privately means she can avoid a long waiting list and can reduce her time away from work, which she’s pleased about.
Judy’s sister in law had the same procedure carried out at a private hospital near to her home last year and had a very positive experience. Judy would like to be treated there too. Looking at our Directory of Hospitals, she notices that the hospital she wants to use isn’t listed. However, as part of her small business healthcare plan, she has Extended Cover, which means we’ll pay her fees up to the normal daily rates published and charged by the facility.
What benefits are included as standard?
24/7 online GP service
Access to video or phone appointments with a GP or another registered clinical practitioner, where your employees will have plenty of time to talk through their health concerns. AXA Doctor at Hand is powered by Doctor Care Anywhere. Appointments are subject to availability. GPs are available 24/7 and other registered clinical practitioners are available 8am – 10pm.
Care for cancer and heart conditions
Our experienced healthcare professionals are available at the end of the phone day or night. Speak to our specialist cancer and heart nurses 9am-5pm Monday – Friday. Outside these hours our experienced nurses and counsellors provide round the clock support by phone.
Specialist appointment booking service
We can help your employees find an appropriate specialist. You'll need to include either an Outpatient option or our Diagnostics Only option with your business healthcare plan for the consultation to be covered.
Easing the pressure with physio
Access to our online muscles, bone and joint service to help your people manage or alleviate joint and muscle pain – whether it’s a bad back or sprained ankle. A physiotherapist will assess their symptoms online or over the phone and talk to them about what they could mean. Available for members aged 18 and over.
Health information and support
We’ll give your employees access to our 24/7 health support line. It comes as standard, no matter what cover options you choose, so your team can get help and support whether it's day or night.
The 24/7 health support line is not a diagnostic or advice service and it cannot respond to emergencies. If you require an urgent response or have a medical emergency please call 111/999 or attend A&E.
Access to gym discounts
In addition to your healthcare cover, you can get up to 40% off monthly Nuffield Health Fitness and Wellbeing centre memberships and Hussle Monthly+ pass fees for you and your employees.
Your team can find their motivation whether they're training for a marathon or just getting started. Offers are subject to change and do not form part of insured benefits. Get more information and terms and conditions.
What's not covered?
As with most private healthcare plans, there are exclusions and limitations. If you'd like to find out more about what is and isn't covered, call us on 0800 389 7413* or request a callback.
We’re proud that our Business Health plan has been rated 5 stars and our Business Protect plan has been rated 4 stars by independent financial information business, Defaqto. The Defaqto ratings are based on an assessment of the overall product including all options. If some of the options are not selected, this will affect the product’s star rating.
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*Phone lines are open 8:30am-5:30pm Monday to Friday. We may record and/or monitor calls for quality assurance, training and as a record of our conversation.