Terms and Conditions October - December 2026

10% Discount Terms and Conditions

The promoter of the Price Reduction is AXA PPP healthcare Group Limited (registered number 03148346), whose registered office is at 20 Gracechurch Street, London EC3V 0BG, (“we” “us” or the “Promoter”). We are the service company to AXA Health, and both companies are part of the AXA Health Group (defined below).

“AXA Health Group” means the group of companies comprising AXA PPP healthcare Limited, AXA PPP healthcare Group Limited and any other company which is from time to time a subsidiary or holding company of such companies, or a subsidiary or holding company of any such subsidiary or holding company, as such terms are defined in section 1159 of the Companies Act 2006.

Eligibility Criteria

1. The Promoter shall lead and administer this Price Reduction via its online and telephone marketing channels.

2. The Price Reduction will be available from 00:00 GMT on 01.10.2026 up to and until 23:59 GMT on 31.12.2026 (the “Period”).

3. To be eligible for the Price Reduction an Eligible Customer (defined below) must:

3.1 purchase an AXA Health Business Health Plan or Business Protect Plan which must include either (i) ‘Treatment’ cover option with NHS Cancer support; (ii) ‘Treatment’ cover option with Comprehensive Cancer cover; and/or (iii) ‘Diagnostics Only’ cover option, directly from AXA Health or via a broker (and such purchase must be made during the Period) (an “Eligible Plan”);

3.2 have no more than 64 employees covered by the Eligible Plan;

3.3 have cover under an Eligible Plan started during the Period;

3.4 not cancel the Eligible Plan within the 14-day statutory cancellation period as set out in the applicable terms and conditions of the Eligible Plan;

3.5 not be (i) an existing customer of AXA Health who is renewing their plan, (ii) a previous AXA Health customer or (iii) a business customer who is switching from a different private medical insurer; and

3.6 select either AXA Health’s Moratorium or Full Medical Underwriting for their Eligible Plan.

Any customer complying with the conditions in this Clause 3 will be an “Eligible Customer”.

4. Eligibility of customers and their employees will be decided by the Promoter whose decision shall be final and binding. The Promoter reserves the right to verify the eligibility of all customers and their employees.

Price Reduction Information

5. Each Eligible Customer shall receive a 10% price reduction on the standard premium rate applicable in respect of eligible employees who will be entitled to receive the benefit of the (i) ‘Treatment’ cover option with NHS Cancer support; (ii) ‘Treatment’ cover option with Comprehensive Cancer cover; and/or (iii) ‘Diagnostics Only’ cover option, under the Eligible Plan (the “Price Reduction”).

6. Any Eligible Plan purchased before or after the Period will not be eligible for participating in the Price Reduction.

7. Any customer who is not an Eligible Customer will not be eligible for the Price Reduction, and the standard premium rate will apply.

8. The Price Reduction is non-transferable and cannot be substituted for a cash alternative. The Price Reduction is not available in conjunction with any other offer or discount other than the following:

8.1 a 5% discount for paying the premium for an Eligible Plan in one annual payment;

8.2 15% off first year of cover offer available to Barclaycard business customers;

8.3 free cover option for routine dentist and optician fees for the first year for Santander Business customers;

8.4 up to 50% off Chambers of Commerce membership fees and free access to 24/7 health support line for Chambers of Commerce members;

8.5 free EAP Premier and Mental Health option for Worldpay business customers;

8.6 free Mental Health option for AXA Business Insurance customers; and/or

8.7 free health assessment cover option.

Such offers are subject to their own terms and conditions.

General Terms

9. The Promoter reserves the right to withdraw or amend the Price Reduction or these terms and conditions at any time. The Promoter also reserves the right to delay, postpone or extend the Price Reduction Period at its sole and absolute discretion.

10. Anything added to your Eligible Plan may be liable to tax. Any tax liability shall be the responsibility of Eligible Customers.

11. You agree that the Promoter, any AXA Health Group company or any AXA Group company (“AXA Group” means AXA UK plc (registered number 02937724) and its direct and indirect subsidiary companies, any holding company of AXA UK plc and any subsidiary companies of such holding company, as such terms are defined in section 1159 of the Companies Act 2006) is not liable for any loss, damage or personal injury whatsoever suffered or sustained in connection with this Price Reduction except for any liability which cannot be excluded by law (including fraud or for the death or personal injury caused by the Promoter’s, AXA Health Group’s company or AXA Group company’s negligence).

12. If any of these clauses should be determined to be illegal, invalid or otherwise unenforceable then it shall be severed and deleted from these terms and conditions and the remaining clauses shall survive and remain in full force and effect.

13. These terms and conditions shall be governed by and construed in accordance with the laws of England and Wales and any disputes arising from these terms and conditions shall be subject to the exclusive jurisdiction of the Courts of England and Wales.

Data Protection

14. “Personal data” and “processing” shall have the meanings set out in the General Data Protection Regulation (“GDPR”). Any reference to personal data includes a reference to sensitive personal data, as applicable, whereby sensitive personal data means personal data that incorporates such categories of data as are listed in Article 9(1) of the GDPR.

15. Customers agree that the Promoter may collect personal data from customers, including for the avoidance of doubt, the information submitted by customers when they purchase an Eligible Plan and consent to the use of their personal information for the purposes specified in these terms and conditions.

16. The Promoter shall comply with its obligations under the Data Protection Act 2018 and the GDPR.

Terms and Conditions for the Free Health Assessments Cover Option

The promoter of the Free Health Assessment is AXA PPP healthcare Group Limited (registered number 03148346), whose registered office is at 20 Gracechurch Street, London EC3V 0BG, (“we” “us” or the “Promoter”). We are the service company to AXA Health, and both companies are part of the AXA Health Group (defined below).

Eligibility Criteria

1. The Promoter shall lead and administer this Free Health Assessment Cover Option via its online and telephone marketing channels.

2. The Free Health Assessment Cover Option will be available from 00:00 GMT on 01.10.2026 up to and until 23.59 GMT on 31.12.2026 (the “Period”).

3. To be eligible for the Free Health Assessment Cover Option an Eligible Customer (defined below) must:

3.1 purchase an AXA Health Business Health plan or Business Protect plan which must include either (i) ‘Treatment’ cover option with NHS Cancer support; (ii) ‘Treatment’ cover option with Comprehensive Cancer cover; and/or (iii) ‘Diagnostics Only’ cover option, directly from AXA Health or via a broker (and such purchase must be made during the Period) (an “Eligible Plan”);

3.2 have no more than 64 employees covered by the Eligible Plan;

3.3 have cover under an Eligible Plan started during the Period;

3.4 not cancel the Eligible Plan within the 14-day statutory cancellation period as set out in the applicable terms and conditions of the Eligible Plan;

3.6 select either AXA Health’s Moratorium or Full Medical Underwriting for their Eligible Plan.

Any customer complying with the conditions in this Clause 3 will be an “Eligible Customer”.

Free Health Assessment Cover Option Information

5. The Free Health Assessment Cover Option provides cover under an Eligible Plan for one health assessment per employee covered by the Eligible Plan (the “Assessment”) up to the value of £350 per employee subject to the following additional terms:

(a) The Assessment is available to lead members aged 18 or older covered under the Eligible Plan, including the lead member’s spouse, partner or any other person they are living with in a similar relationship (collectively, the “Eligible Persons”). For the avoidance of doubt, the £350 value is the maximum total cover for the Assessment for the Eligible Persons.

(b) The Assessment is available within the first year of the Eligible Plan only.

(c) If an Eligible Person is advised following the Assessment that they require treatment, there is no guarantee of cover and any claim for treatment will be considered against the terms and conditions of the Eligible Plan.

6. Any Eligible Plan purchased before or after the Period will not be eligible for participating in the Free Health Assessment Cover Option.

7. Any customer who is not an Eligible Customer will not be eligible for the Free Health Assessment Cover Option.

8. The Free Health Assessment Cover Option is non-transferable and cannot be substituted for a cash alternative. The Free Health Assessment is not available in conjunction with any other offer or discount other than the following:

8.1 a 5% discount for paying the premium for an Eligible Plan in one annual payment;

8.2 15% off first year of cover offer available to Barclaycard business customers;

8.3 Free Dentist and Optician cashback option is available for the first year of Business Health or Business Protect cover. For Santander Business customers;

8.4 up to 50% off Chambers of Commerce membership fees and free access to 24/7 health support line for Chambers of Commerce members;

8.5 free EAP Premier and Mental Health option for Worldpay business customers;

8.6 free Mental Health option for AXA Business Insurance customers; and/or

8.7 10% off our standard pricing offer.

Such offers are subject to their own terms and conditions.

General Terms

9. The Promoter reserves the right to withdraw or amend the Free Health Assessment Cover Option or these terms and conditions at any time. The Promoter also reserves the right to delay, postpone or extend the Free Health Assessment Cover Options at its sole and absolute discretion

10. Anything added to your Eligible Plan may be liable to tax. Any tax liability shall be the responsibility of Eligible Customers.

11. You agree that the Promoter, any AXA Health Group company or any AXA Group company (“AXA Group” means AXA UK plc (registered number 02937724) and its direct and indirect subsidiary companies, any holding company of AXA UK plc and any subsidiary companies of such holding company, as such terms are defined in section 1159 of the Companies Act 2006) is not liable for any loss, damage or personal injury whatsoever suffered or sustained in connection with this Free Health Assessment Cover Option except for any liability which cannot be excluded by law (including fraud or for the death or personal injury caused by the Promoter’s, AXA Health Group’s company or AXA Group company’s negligence).

Data Protection

16. The Promoter shall comply with its obligations under the Data Protection Act 2018 and the GDPR