Small business

With self employed health insurance, we’ve got your back

Get a quote
call us on 0800 389 7413

Self employed health insurance

When things are going well, being your own boss is great. But when sickness strikes it can feel as though no one’s got your back. There’s probably no one who can do your job for you, so not only are you suffering, you also face a potential loss in earnings.

With our sickness insurance cover for the self employed, you’ll have someone on your side helping you get diagnosed and treated quickly, so you can get back to running your business.

Back to health and back to work with self employed sickness insurance

Our self employed sickness insurance means you won’t have to worry about delays and waiting lists. We’ve got a Fast Track Appointments service so you’ll see a specialist quickly. And if you need treatment we can book you in at a time that suits you. We’ll then make sure you’re as comfortable as possible in a private hospital or the private wing of an NHS hospital.

Self employed sickness insurance to suit you

Because everyone is different, our self employed sickness insurance is really flexible. You can build cover that’s right for you and your business, and there are also lots of ways you can manage your costs – so it might be cheaper than you think.

Included as standard:

Regardless of the cover options that you choose, you'll have access to the following included as standard:

  • AXA Doctor at Hand - Unlimited access to our 24/7 online GP service, AXA Doctor at Hand (powered by Doctor Care Anywhere). Appointments are subject to availability. Doctor Care Anywhere fair usage policy applies.
  • Working Body - Our Working Body service gives you and your team aged 18 and over access to a physiotherapist over the phone, without the need for a GP referral.
  • Health at Hand - our telephone helpline is open 24/7 for health information and support from nurses and counsellors. Midwives and pharmacists are available from 8am-8pm Monday to Friday, until 4pm on Saturday, and until 12pm on Sunday.
  • Heart and cancer nurses - available by phone, who are experienced in supporting you and your family when living with these conditions.
  • Proactive Health Gateway - our online platform giving you and your team access to wellbeing support that's tailored to their individual goals. They can use the AXA Health Age calculator to find out their 'Health Age' and follow in-depth guidance and make suggested changes to get healthier.
  • Healthy rewards - including discounts across products at ActivePlus, our online health store.

Straight forward health and wellbeing info, straight to your inbox

Sign up to receive business related health and wellbeing articles.

Defaqto Expert Rated 5 Star Award PMI (Group) 2021                Feefo Platinum Service Award 2021

Our Business Health plan has been rated 5 Stars by independent financial information business, Defaqto. The Defaqto 5 Star Rating is based on an assessment of the overall product including all options. If some of the options are not selected, this will affect the product’s Star Rating.


Award-winning provider

  • Defaqto - 5 Star Rating
  • Feefo - Platinum Trusted Service Award

* Phone lines are open 8:30am-5:30pm Monday to Friday. We may record and/or monitor calls for quality assurance, training and as a record of our conversation.