Will there be any changes to the cost of my plan?

We really want to provide value for our members, knowing no-one wants to see prices increase, especially in today’s economic climate where we are seeing higher than usual price increases. Here are a few reasons why health insurance could rise year on year.

Higher than expected inflation. The use of private medical insurance has risen sharply over the past few years, seeing more people than ever claiming for treatment, as have private hospital treatment costs. The continued pressure on attracting and maintaining healthcare staff means that wage bills are increasing too and we anticipate that medical wage inflation will continue to rise which will in turn impact the cost of treatment.

Medical inflation. New drugs, new treatments and technology mean that serious illness, such as heart disease and cancer, can be treated more effectively than ever before. We want to make as many of these advances available to you as we can, and these could be reflected in the cost of your plan.​

Claims. If you’ve made a claim during your plan term, this could increase your renewal price.

Contributing factors. Several factors can increase our likelihood of getting ill or injuring ourselves such as age or medical history.

If you’d like to talk to us about your plan or are experiencing financial difficulty and would like help controlling your cost, we will do what we can to support you and your situation.

CALL US ON 0800 111 4828

(Monday to Friday 8am – 7pm and Saturday 9am to 1pm)