Employee-paid healthcare schemes

An employee-paid private healthcare scheme is an alternative to a company-funded private healthcare scheme. They allow all employees access to private healthcare cover at no additional cost to the company. For example, where a company healthcare plan is restricted to a certain percentage of employees or when there is no company-funded plan in place. Employees that have signed up to an employee-paid private healthcare plan through their employer will pay for their own cover.

One of the key benefits of private healthcare cover is the convenience. Upon referral from their GP, employees can choose who they want to see, where and when from a list of approved specialists and hospitals. This flexibility can help minimise the time employees spend out of the office. Employees can even get an online GP appointment by using AXA Doctor at Hand, powered by Doctor Care Anywhere. 

What types of employee-paid healthcare plans are available?

We offer two ways of funding employee-paid private healthcare schemes:

• Employee self-pay plans- employees set up their own individual healthcare plans with us and pay us for them directly. All the plan set-up and running is done by us.
• Group payroll deduct plans - these are run in a similar way to our corporate healthcare plans whereby the employer sets up and manages the scheme. Employees pay for their healthcare plan out of their own salary via your payroll system.

For both these options we’ll help your clients promote the healthcare scheme to their business.