AXA Health Advance
Mid-Corporate Plan

Help your clients feel confident about their costs and avoid unwanted surprises.
At the end of the first 12 months of each two-year period, we’ll hold their renewal rates as long as their annual claims cost is below 75% of their premium.¹ Even at the end of a year with a high number of claims, the maximum increase they'll see is 25%.²

_{¹ Premiums after commission paid to the intermediary and taxes at the current rate.
² We’ll confirm in writing within three months of the group moving to AXA Health whether there are any ongoing Biological Therapy claims. If not, we won’t increase their premium by more than 25% at the first renewal. If there are any ongoing Biological Therapy claims the maximum 25% increase guarantee doesn’t apply.  The maximum increase guarantee applies to the renewal at the end of the first year of each 2-year contract period.}

We protect renewal premiums by proactively managing claims and setting a virtual specific stop loss. When calculating renewal premiums, we’ll cap any individual members’ claims at £45,000. We set this level based on years of claims data across the AXA Health portfolio.

Stop loss does not apply to claims for biological therapy that are ongoing at the start of your clients' plans.

Your clients share in their scheme’s profitability, when claims are lower than expected

If your clients' claims are less than 80% of their premium¹ at the end of their two-year contract period, they'll get half the difference back.

_{¹ Premiums after commission paid to the intermediary and taxes at the current rate.}