Rated 5 stars by Defaqto
We’re proud that our Business Health plan has been rated 5 stars by independent financial information business, Defaqto.
The Defaqto 5 star rating is based on an assessment of the overall product including all options. If some of the options are not selected, this will affect the product’s star rating.
Free Worldwide Travel Cover for a year with our business healthcare plans
Our Worldwide Travel Cover option provides cover for your employees and their family members (when they are added to your healthcare plan), whether they are travelling for business or pleasure. For a limited time, we're offering free Worldwide Travel Cover for a year when you take out a business healthcare plan with us. So, you can make sure your team's health is taken care of, even while they are on their holidays.^ Benefits of our Worldwide Travel Cover include:
For more details about our Worldwide Travel Cover, including what is and isn't covered, click 'Find out more' below. ^You will need to include the Treatment option for all members on your plan. If the insured member is terminally ill (by which we mean has a life expectancy of 1 year or below at the start of the trip) we will not pay claims caused directly or indirectly by that illness. Offer available for new customers only and they must not cancel their plan within the 14-day cooling off period. Further T&Cs apply. |
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Build our cover around your business
Your business is different from the rest. It makes sense to choose healthcare cover that is too. Here’s how you start to shape your plan:
Step one

Choose the cover options that are right for your business.
Step two

Decide who to cover and how you’d like to handle existing conditions.
Step three

Only pay for the cover you want.*
*If you are buying cover for 1-2 people only, you will need to include either the Treatment Option or the Diagnostics Only Option in your plan. For more information about our cover, any cover limitations and what we don't cover please see our product brochure.
Included as standard:
Regardless of the cover options that you choose, you'll have access to the following included as standard with your small business insurance plan:
- 24/7 online GP service - Access to our 24/7 phone and video GP service, AXA Doctor at Hand (powered by Doctor Care Anywhere). Appointments are subject to availability. Advanced Clinical Practitioners available 8am-10pm.
- Access to muscle, bone and joint support - You and your team aged 18 and over get access to a physiotherapist over the phone or online, without the need for a GP referral.
- Health information phone line - Our helpline is open 24/7 for health information and support from nurses and counsellors. Midwives and pharmacists are available from 8am-8pm Monday to Friday, until 4pm on Saturday, and until 12pm on Sunday.
- Heart and cancer support - Speak to our experienced health practitioners on the phone - they can support you and your family when living with heart and cancer conditions.
- Access to gym discounts - In addition to your healthcare cover, you can get up to 40% off monthly Nuffield Health Fitness and Wellbeing centre memberships and Hussle Monthly+ pass fees for you and your employees. So your team can find their motivation, whether they’re training for a marathon or just getting started. Offers are subject to change and do not form part of insured benefits. Get more information and terms and conditions.
What do I need to get a small business health insurance quote?
Get an indicative online quote for business health insurance in minutes.
Here’s some information you’ll need:
- Details such as your name, email address and business postcode
The promoter of the promotion is AXA PPP Healthcare Group Limited (registered number 03148346), whose registered office is at 20 Gracechurch Street, London EC3V 0BG, (“we” “us” or the “Promoter”). “AXA Group” means AXA UK plc (registered number 02937724) and its direct and indirect subsidiary companies, any holding company of AXA UK plc and any subsidiary companies of such holding company, as such terms are defined in section 1159 of the Companies Act 2006.
Eligibility Requirements
- The Promoter shall lead and administer this promotion via its online and telephone marketing channels
- To be eligible for the promotion, a customer must:
2.1 purchase either a Business Health Plan or Business Protect Plan (“Plan”) directly from AXA Group (not via a broker) for a group which does not exceed 65 individuals;
2.2 purchase the Plan between the period of 3 March 2025 and 30 September 2025; and
2.3 not cancel the Plan within the 14-day ‘cooling off period’.
Existing customers of the AXA Group who renew their Plan, previous AXA Group customers, or customers who are switching from a different insurer are not eligible and unable to participate in this promotion. Customers must also select the moratorium option for their Plan. Any customer complying with the conditions in this Clause 2, will be an “Eligible Customer” and automatically be eligible for the Offer.
3 Eligibility of customers will be decided by the Promoter whose decision shall be final and binding. The Promoter reserves the right to verify the eligibility of all customers.
Promotion Information
4 Each Eligible Customer shall receive:
4.1 a complimentary 1 (one) year of Worldwide Travel Insurance cover if they include the Treatment Option for all members within their Plan. The Worldwide Travel Insurance cover will be subject to applicable terms and conditions found at (Business travel insurance | AXA Health) and will expire on the renewal of the Plan;
(the “Offer”).
5 Details of the Promotion Period are set out below:
Promotion |
Opening Date and Time |
Closing Date and Time |
(“Promotion Period”) |
00:00 GMT 3 March 2025 |
23:59 GMT 30 September 2025 |
(the “Promotion Period”).
6 Any Plan purchased before or after the Promotion Period, will not be eligible for participating in the promotion.
7 The Offer is not available in conjunction with any other offer or discount.
Claiming the Offer
8 All Eligible Customers who enter the promotion in accordance with these terms and conditions will be eligible to receive the Offer and this will be added on to their Plan at the time of purchase.
9 The Promoter’s decision is final and binding.
10 The Offer is not transferable and is for use by Eligible Customers only. There is no cash alternative.
11 The Promoter is not responsible if Eligible Customers are unable to accept the Offer or do not use the Offer for any reason whatsoever and no alternatives are offered.
General Terms
12 By participating in the promotion, you agree to be fully bound by these terms and conditions and those of any relevant third party and by any other requirements set out in any related promotional material. In the event of a conflict, these terms and conditions take precedence. If you do not comply with these terms and conditions, your participation in the promotion will be revoked and you will be disqualified.
13 The Promoter reserves the right to withdraw or amend the promotion or these terms and conditions at any time on reasonable notice. The Promoter also reserves the right to delay, postpone or extend the promotion at its sole and absolute discretion.
14 Anything added to your plan as part of the Offer may be liable to tax. Any tax liability shall be the responsibility of Eligible Customers.
15 By taking part in the promotion, you agree that the Promoter is not liable for any loss, damage, disappointment or personal injury whatsoever suffered or sustained by you in connection with the promotion (including but not limited to direct, indirect or consequential losses, loss of profit, income or goodwill), the use of any prize, or any act or omission (whether negligent or not) of the Promoter or its affiliates, save for any liability which cannot be excluded by law (including fraud, gross negligence or for death or personal injury caused by the Promoter’s or its affiliates’ negligence).
16 If any of these clauses should be determined to be illegal, invalid or otherwise unenforceable then it shall be severed and deleted from these terms and conditions and the remaining clauses shall survive and remain in full force and effect.
17 These terms and conditions shall be governed by and construed in accordance with the laws of England and Wales and any disputes arising from these terms and conditions shall be subject to the exclusive jurisdiction of the Courts of England and Wales.
Data Protection
18 “Personal data” and “processing” shall have the meanings set out in the General Data Protection Regulation (“GDPR”). Any reference to personal data includes a reference to sensitive personal data, as applicable, whereby sensitive personal data means personal data that incorporates such categories of data as are listed in Article 9(1) of the GDPR.
19 By participating in the promotion, customers agree that the Promoter may collect personal data from customers, including for the avoidance of doubt, the information submitted by customers when they purchase a Plan and consent to the use of their personal information for the purposes specified in these terms and conditions.
20 The Promoter shall comply with its obligations under the Data Protection Act 2018 and the GDPR.
Terms and Conditions for SME 20% off Business Health Insurance Promotion
The promoter of the promotion is AXA PPP Healthcare Group Limited (registered number 03148346), whose registered office is at 20 Gracechurch Street, London EC3V 0BG, (“we” “us” or the “Promoter”). “AXA Group” means AXA UK plc (registered number 02937724) and its direct and indirect subsidiary companies, any holding company of AXA UK plc and any subsidiary companies of such holding company, as such terms are defined in section 1159 of the Companies Act 2006.
Eligibility Requirements
- The Promoter shall lead and administer this promotion via its online and telephone marketing channels.
- To be eligible for the promotion, a customer must:
2.1 purchase a Business Health Plan or Business Protect (“Plan”) directly from AXA Group or via a broker, which does not exceed 9 individuals; including a Treatment option with NHS Cancer support or Treatment option with Comprehensive Cancer cover for all members.
2.2 purchase and start the Plan between the period of 3 May 2025 and 30 September, 2025; and
2.3 not cancel the Plan within the 14-day ‘cooling off period’.
2.4 not to be an existing customer of the AXA Group who renewed their Plan, previous AXA Group customers, or customers who are switching from a different insurer are not eligible and unable to participate in this promotion.
2.5 select the 2-year Moratorium or Full Medical Underwriting (FMU) for their Plan.
Any customer complying with the conditions in this Clause 2, will be an ‘Eligible Customer’ and automatically be eligible for the Offer.
3. Eligibility of customers will be decided by the Promoter whose decision shall be final and binding. The Promoter reserves the right to verify the eligibility of all customers.
Promotion Information
4. Each Eligible Customer shall receive:
4.1 20% off the cost of their Plan cover for all named members.
(the “Offer”).
5. Details of the Promotion Period are set out below:
Promotion |
Opening Date and Time |
Closing Date and Time |
(“Promotion Period”) |
00:00 GMT 3 May 2025 |
23:59 GMT 30 September 2025 |
(the “Promotion Period”).
6. The Plan purchased and started before or after the Promotion Period, will not be eligible for participating in the promotion.
7. The Offer is not available with in conjunction with any other offer or discount, excluding our Worldwide Travel cover offer and our 5% discount for paying in one annual payment.
Claiming the Offer
8. All Eligible Customers who enter the promotion in accordance with these terms and conditions will be eligible to receive the Offer and this will be added on to their plan at the time of purchase.
9. The Promoter’s decision is final and binding.
10. The Offer is not transferable and is for use by Eligible Customers only. There is no cash alternative.
11. The Promoter is not responsible if Eligible Customers are unable to accept the Offer or do not use the Offer for any reason whatsoever and no alternatives are offered.
General Terms
12. By participating in the promotion, you agree to be fully bound by these terms and conditions and those of any relevant third party and by any other requirements set out in any related promotional material. In the event of a conflict, these terms and conditions take precedence. If you do not comply with these terms and conditions, your participation in the promotion will be revoked and you will be disqualified.
13. The Promoter reserves the right to withdraw or amend the promotion or these terms and conditions at any time on reasonable notice. The Promoter also reserves the right to delay, postpone or extend the promotion at its sole and absolute discretion.
14. Anything added to your plan as part of the Offer may be liable to tax. Any tax liability shall be the responsibility of Eligible Customers.
15. By taking part in the promotion, you agree that the Promoter is not liable for any loss, damage, disappointment or personal injury whatsoever suffered or sustained by you in connection with the promotion (including but not limited to direct, indirect or consequential losses, loss of profit, income or goodwill), the use of any prize, or any act or omission (whether negligent or not) of the Promoter or its affiliates, save for any liability which cannot be excluded by law (including fraud, gross negligence or for death or personal injury caused by the Promoter’s or its affiliates’ negligence).
16. If any of these clauses should be determined to be illegal, invalid or otherwise unenforceable then it shall be severed and deleted from these terms and conditions and the remaining clauses shall survive and remain in full force and effect.
17. These terms and conditions shall be governed by and construed in accordance with the laws of England and Wales and any disputes arising from these terms and conditions shall be subject to the exclusive jurisdiction of the Courts of England and Wales.
Data Protection
18. “Personal data” and “processing” shall have the meanings set out in the General Data Protection Regulation (“GDPR”). Any reference to personal data includes a reference to sensitive personal data, as applicable, whereby sensitive personal data means personal data that incorporates such categories of data as are listed in Article 9(1) of the GDPR.
19. By participating in the promotion, customers agree that the Promoter may collect personal data from customers, including for the avoidance of doubt, the information submitted by customers when they purchase a Plan and consent to the use of their personal information for the purposes specified in these terms and conditions.
20. The Promoter shall comply with its obligations under the Data Protection Act 2018 and the GDPR.