Small Business Health Insurance
A free Health Assessment cover option for your SME clients
Give your SME clients the good news - a free Health Assessment cover option, plus 10% off cover
This autumn, we’re giving your SME clients good news. Any new eligible SME client, purchasing health insurance for the first time, and taking out a Business Health plan or Business Protect plan until 31 December 2026 will get:
- a free Health Assessment cover option for their first year
- a 10% discount on their premiums
If you’ve got clients who’ve been thinking about getting healthcare cover for their team, now’s the perfect time to have that conversation. The offer is available to clients covering one to 64 employees. They must include a Treatment or Diagnostics Only cover option for all and choose moratorium or full medical underwriting. See full T&Cs.
What the Health Assessment cover option means for your clients
With this option included in their plan, an employee (over 18s only), plus their partner/spouse when included on their plan, can claim up to £350 towards a health assessment from any Care Quality Commission (CQC) recognised provider*. Giving them a clear, early picture of their health, and the chance to act on it. For employers, it’s also a straightforward way to show their team that their wellbeing genuinely matters.
*Please note, this benefit cannot be claimed for assessments carried out by the member's GP or if the assessment takes place in a GP surgery.
If a member requires treatment following their health assessment, access to this will depend on the cover options and underwriting chosen.
Offer details
All of the following conditions apply:
- Your client must take out a Business Health plan or Business Protect plan, purchased directly from AXA Health or via a broker, covering
one to 64 employees. - The plan must include one of the following cover options for all members: a Treatment option with NHS Cancer Support, a Treatment option with Comprehensive Cancer Cover, or a Diagnostics Only cover option.
- The plan must be purchased and have a cover start date between 1 October 2026 and 31 December 2026.
- Your client must not cancel the plan within the 14-day cooling-off period.
- Your client must not be an existing AXA Health customer renewing their plan, a previous AXA Health customer, or a business switching from another insurer.
- Your client must choose either moratorium or full medical underwriting.
- The free Health Assessment cover option applies to the first year of the plan only.
- Commission is paid on premium received.
Read the full terms and condiitons here, and please make sure you share these with your clients.