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PERSONAL HEALTH INSURANCE

2 months free^ healthcare cover

Plus £100 M&S gift card* when you join. Details below. 

Important update

Private medical facilities are accepting new referrals, which means you will be able to use your plan to access eligible treatment.  However, due to the current Covid-19 pandemic, there may be some disruptions to when and where private services are delivered.

Benefits of AXA Health's Personal Health Plan

  • Access to our Fast Track Appointments service, giving you access to specialists and eligible treatment (when you choose an Out-patient option) 
  • Over 250 hospitals within our Directory of Hospitals, with more than 36,500 recognised consultants and other practitioners
  • Full in-patient and day-patient hospital fees cover (on specialist referral), including operating-theatre costs, nursing care, drugs and dressings, specialist fees, consultations, diagnostic tests, CT, MRI and PET scans and physiotherapy (at a hospital from our Directory of Hospitals)
  • Our support line, Health at Hand, with nurses and counsellors available 24/7 to answer any questions
  • Unlimited video or telephone consultations with AXA Doctor at Hand our online GP service (powered by Doctor Care Anywhere. Subject to availability and the Doctor Care Anywhere fair usage policy, not available on child-only policies)
  • Access to the latest licensed approved cancer drugs, on specialist referral, even if they aren’t available on the NHS (subject to medical history and cover options chosen. Out-patient drugs are not covered by this plan)
  • Our dedicated heart and cancer nurse service available on the phone when you need it most, through treatment, diagnosis and recovery
  • Our Second Opinion Service, giving you peace of mind (when you include an Out-patient option with your plan).
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Private Health Insurance explained

We believe that great care puts you in control. Personal Health, puts you in control in two ways. It means being able to tailor your plan, so you’ve got the cover that’s right for you. This includes having the choice to add an out-patient option for specialist consultations and diagnostic tests, travel, dental care, physiotherapy and, depending on your medical history, mental health cover. It also gives you a choice of when and where you want to be treated, and who you want to be responsible for your care. We'll be there for you and your family when you need us most, covering you for new medical conditions that arise after you join.

Call for a quote and full details of what is and isn't covered

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2 Months FREE^

Get 2 months free^ Plus £100 M&S gift* card when you choose our Personal Health plan from AXA Health

Plus...

You will be able to choose between one of the following gifts* when you join:

  • £100 M&S gift card
  • Fitbit Charge 4
  • Nuffield Health Assessment
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The Defaqto and Moneyfacts 5 Star Rating is based on an assessment of the overall product, including the optional components. Where not all of the options are taken, this might affect the rating of the product.

Terms and conditions

Lines are open 9am to 7pm weekdays. We may record and/or monitor calls for quality assurance, training and as a record of our conversation.

^Terms and conditions apply. The two months cover free offer is for new customers only. If paying annually, you will only be charged for 10 months of cover. If you pay monthly, the last two months of cover will be free. This offer cannot be used in conjunction with any other offer, apart from our 5% discount for paying annually. Offer may be withdrawn at any time. At the renewal of your policy onwards, your premium will be calculated in the normal way. Please click here for full terms and conditions.

*Choice of one of the following three offers available on purchase of a Personal Health plan only (excludes child only plans). Offers limited to customers who are not, and have not in the last three months, been a member of any individual or corporate plan, policy or trust scheme underwritten or administered by AXA PPP healthcare Limited or AXA PPP healthcare Administration Services Limited. Offer is non-transferable with no cash alternative. Offer cannot be used in conjunction with any other offer, apart from our 5% discount for paying annually. Offer limited to one per household and may be withdrawn at any time or substituted for an equivalent product. A one-time voucher code will be sent to the email address you provided on purchase of your Personal Health plan, within 28 days of receiving your payment if paying annually or, if paying monthly, within 28 days of receiving your second month’s subscription (as long as you haven't cancelled your Personal Health plan). The voucher code will only be redeemable through the AXA ActivePlus website against one of the following three items (T&Cs apply):

1. £100 M&S gift card
2. Fitbit Charge 4 - one per Personal Health plan (subject to stock availability)
3. Nuffield Health Assessment

ActivePlus service is not regulated by either the Financial Conduct Authority or the Prudential Regulation Authority.

This cover is an individual contract of insurance between you and AXA Health, who market to employees of British Universities and Colleges directly.

For clarity, there is no commercial agreement between AXA Health and British Universities and Colleges, who do not represent you or negotiate any aspect of your healthcare insurance with AXA Health.

AXA Health is a trading name of AXA PPP healthcare Limited, authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The Personal Health and Health for You plans are underwritten by AXA PPP healthcare Limited. Registered office: AXA PPP healthcare, 20 Gracechurch Street, London EC3V 0BG. Registered in England and Wales number 3148119. Write to us at: AXA Health, Phillips House, Crescent Road, Tunbridge Wells, Kent TN1 2PL.