lady running


3 months free^ healthcare cover for BA Clubs members

Plus a Nuffield Health Lifestyle Assessment or a choice of one of four other available gifts* when you join. Details below. 

Important update

Private medical facilities are accepting new referrals, which means you will be able to use your plan to access eligible treatment. However, due to the current Covid-19 pandemic, there may be some disruptions to when and where private services are delivered.

New benefits available to our members

Over the past few months we introduced a range of temporary benefits to help support our members. Some of these new ideas worked so well, we’re adding them to our standard cover. All members now have access to:

  • Our Clinical Support Centre, providing easy remote access to leading specialists and practitioners available by telephone or online.
  • Unlimited access to our online GP service AXA Doctor at Hand (powered by Doctor Care Anywhere), allowing you to speak to a qualified GP over the phone or by video 24/7 (subject to availability, and the Doctor Care Anywhere fair usage policy, not available on child-only policies.)

These are all in addition to the existing features of our private health insurance, Personal Health, which remain available including:

  • Extensive heart and cancer cover and care, with access to the latest licensed drug treatment to help treat cancer cells when you're referred by a specialist - which may also include those that are not routinely available on the NHS. Availability of some cover will depend on your medical history.
  • Our dedicated heart and cancer nurse service available on the phone when you need it most, through treatment, diagnosis and recovery.
  • We'll find you the right specialist, at the right time and place for you and, your consultation will be covered if you include the Out Patient option with your plan - with our Fast Tracks Appointments Service. 
  • A dedicated team of nurses and counsellors available 24/7 to answer any questions you may have, with our telephone service Health at Hand.
  • Access to over 250 hospitals within our Directory of Hospitals, with more than 36,500 recognised consultants and other practitioners.
  • Full in-patient and day-patient hospital fees cover (on specialist referral), including operating-theatre costs, nursing care, drugs and dressings, specialist fees, consultations, diagnostic tests, CT, MRI and PET scans and physiotherapy (at a hospital from our Directory of Hospitals).
  • Access to our free online Health Centres, covering topics from allergies to mental health and ageing well.
  • Online access to health and wellbeing support communities through Health Unlocked.
get a quote now
We're here for you – 
visit our coronavirus support and Brexit travel pages.

Private Health Insurance explained

We believe that great care puts you in control. Personal Health, puts you in control in two ways. It means being able to tailor your plan, so you’ve got the cover that’s right for you. This includes having the choice to add an out-patient option for specialist consultations and diagnostic tests, travel, dental care, physiotherapy and, depending on your medical history, mental health cover. It also gives you a choice of when and where you want to be treated, and who you want to be responsible for your care. We'll be there for you and your family when you need us most, covering you for the treatment of new medical conditions that arise after you join.

Call for a quote and full details of what is and isn't covered


3 Months FREE cover^

Plus a Nuffield Health Lifestyle Assessment, or choose from one of four other available gifts* when you join. 
Incentive gifts


You will be able to choose between one of the following gifts* when you join:

  • £100 M&S gift card
  • Fitbit Charge 4
  • Nuffield Health Assessment
  • Realise Health Assessment
get a quote now

      Defaqto rating 2021 PMI      5star 2019- PMI.JPG            YMA.2018.BEST.DIR.HEALTH_axa.jpg                           

The Defaqto and Moneyfacts 5 Star Rating is based on an assessment of the overall product, including the optional components. Where not all of the options are taken, this might affect the rating of the product.

Award-winning provider

  • Your Money - Best Direct Healthcare Provider 2019
  • Feefo Platinum Trusted Merchant
  • Defaqto 5 Star rating
  • Moneyfacts 5 Star rating

Terms and conditions

Lines are open 9am to 7pm weekdays. We may record and/or monitor calls for quality assurance, training and as a record of our conversation.

Terms and conditions apply.

^The three months cover free offer is for new customers only. If paying annually, you will only be charged for 9 months of cover. If you pay monthly, the last three months of cover will be free. This offer cannot be used in conjunction with any other offer, apart from our 5% discount for paying annually. Offer may be withdrawn at any time. At the renewal of your policy onwards, your premium will be calculated in the normal way.

*Choice of one of the following four offers available on purchase of a Personal Health plan only (excludes child only plans). Offers limited to customers who are not, and have not in the last three months, been a member of any individual or corporate plan, policy or trust scheme underwritten or administered by AXA PPP healthcare Limited or AXA PPP healthcare Administration Services Limited. Offer is non-transferable with no cash alternative. Offer cannot be used in conjunction with any other offer, apart from our 5% discount for paying annually. Offer limited to one per household and may be withdrawn at any time or substituted for an equivalent product. A one-time voucher code will be sent to the email address you provided on purchase of your Personal Health plan, within 28 days of receiving your payment if paying annually or, if paying monthly, within 28 days of receiving your second month’s subscription (as long as you haven't cancelled your Personal Health plan). The voucher code will only be redeemable through the AXA ActivePlus website against one of the following four items (T&Cs apply): 1. £100 M&S gift card 2. Fitbit Charge 4 - one per Personal Health plan (subject to stock availability) 3. Nuffield Health Assessment 4. Realise Health Assessment

**Full terms and conditions of the PureGym offer can be found at:

AXA ActivePlus is not regulated by either the Financial Conduct Authority or the Prudential Regulation Authority

BA Clubs is an introducer appointed representative of AXA PPP healthcare Limited. AXA Health is a trading name of AXA PPP healthcare Limited, authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The Personal Health and Health for You plans are underwritten by AXA PPP healthcare Limited. Registered office: AXA PPP healthcare, 5 Old Broad Street, London EC2N 1AD until 31 March 2021, and thereafter 20 Gracechurch Street, London EC3V 0BG. Registered in England and Wales number 3148119. Write to us at: AXA PPP healthcare, Phillips House, Crescent Road, Tunbridge Wells, Kent TN1 2PL.