Private health cover
We provide business healthcare cover for 1 to 249 employees. Our plans are built around the needs of you and your business.
How can presenteeism affect a small business?
While it can be a common misconception that employees being absent from the workplace is more costly to a business than if they were at work, presenteeism could be impacting a business just as much or even more. However, unlike sickness absence presenteeism can often go unnoticed. This can make its impact hard to measure. Despite this, a Health at Work Economic Evidence Report found that, for every £1 cost to a business of absenteeism, there’s estimated to be an additional cost of £2.50 due to presenteeism4.
As well as the financial impact on a business, presenteeism can also have adverse effects for the rest of the team who are left to pick up the workload for their colleagues who are present at work despite being unwell. This could therefore have a negative impact on the overall productivity of the business.
Can sickness absence and presenteeism be reduced?
While a certain level of sickness absence is unavoidable, there are ways in which small business owners can work to improve the overall workplace culture which may benefit sickness absence and presenteeism levels. These include:
- Offer the option of flexible working - According to research by Moorepay, around 72% of business owners believe that introducing policies such as flexible working, time off for family reasons and return to work programmes could reduce the rate of absenteeism by as much as 11% or more5.
- Allow employees to switch off – Encouraging employees to switch off outside of working hours is important to give them time to relax and recover from the stresses and strains of work. Avoiding emailing your team outside of working hours, encouraging them to take a lunch break and ensuring that they aren’t regularly staying in the office late into the evening are all ways in which you can help your team to have a positive work-life balance.
- Encourage a culture of open dialogue – Ensuring that your team feel comfortable opening up to their line manager when they may be struggling with workloads etc. can help to encourage a culture of open dialogue. This can help to ensure that members of the team are asking for help when they need it.
- Practice healthy work-life balance behaviours - As the owner of the business, members of your team may be looking to you to gauge how they should be behaving in the workplace. Demonstrating positive work-life balance behaviours, such as leaving the office on time and taking a lunch break, can encourage the rest of your team to follow suit.
- Allow employees to rest when they’re unwell – If an employee is off work due to ill health, it’s important to allow them time to rest and recover without the stress of worrying about work. According to one study, over a third of employees admitted that managers often put pressure on them to return to work before they’re ready, with 52.9% of managers still contacting their employees whilst off sick6.
While the impact can be hard to measure, developing a health and wellbeing strategy within your business can be beneficial to absenteeism and presenteeism levels. It can also have benefits for your business too. According to one survey, respondents reported that their organisation’s health and wellbeing activity had positive effects including better employee morale and engagement (44%), a healthier and more inclusive culture (35%) and lower sickness absence (31%)7.
How we can help
At AXA Health, we believe that the best way for you to get the healthcare cover that's right for your business and your team is to let you build your plan yourself. Whether you want quick access to diagnosis and treatment, or mental health support for the pressures which come with your area of work. Simply pick the cover options that you'd like to create a plan that works for you*.
Regardless of which options you choose, you'll have unlimited access to our 24/7 online GP service, AXA Doctor at Hand (powered by Doctor Care Anywhere), as standard. AXA Doctor at Hand gives you and your team a 20 minute appointment with a GP at a time and place that works for you - 24/7, 365 days a year. Appointments are subject to availability. Doctor Care Anywhere's fair usage policy applies.
Find out more about our small business health insurance, including what is and isn’t covered, and get a quote today.
*If you are buying cover for 1-2 people only, you will need to include either the Treatment option or the Diagnostics Only option in your plan.
Sources and references
1Office for National Statistics, 2019
4Health at Work Economic Evidence Report, 2016.
5Real Business, 2017.