Get the support you need with health insurance

Why choose private health insurance?

When you choose private health insurance, you're seen and treated quickly when you're ill. The earlier you get help, the sooner you can start feeling better.

You'll see a consultant and receive medical treatment in a private hospital, or the private wing of an NHS hospital. You have your treatment in comfort usually in your own room with an en-suite bathroom, and, normally, with flexible visiting hours. What’s more, private healthcare cover can give you access to breakthrough treatments, including new cancer drugs, as soon as they’re licensed and proven to work, depending on your medical history and the cover you choose (Out-patient drugs are not covered).

Private health insurance is a way of getting the benefits of private healthcare, without the worry of how you're going to pay for it.

For you and your employees

Business health insurance

Whether you're self employed, a sole trader or a business owner looking to cover up to 249 employees, our healthcare cover pays for eligible treatment and other private health services.

Healthcare cover to suit you and your business

We think that the best way for you to get the healthcare cover that's right for your business and your budget is to let you build your plan yourself. That's why we offer a range of cover options for you to choose from, so you can build a plan that works for you and your team.

Included as standard with all our cover options

  • Unlimited access to our 24/7 online GP service, AXA Doctor at Hand (powered by Doctor Care Anywhere). Appointments are subject to availability. DCA fair usage policy applies.
  • Physiotherapy consultations by phone with no need for a GP referral. Service available to members over the age of 18.

Employee health insurance benefits

Healthcare cover can reduce the amount of time your staff are off work due to illness. We help get your people back to health and back to work quickly.

It might be more cost effecive than you think. If you want to look after your teams's mental wellbeing, for example, our cover starts from £2.50 a month* per employee if you cover three or more employees. To find out what is and isn't covered, get a quote today.


For you and your family

Personal health insurance

Our Personal Health plan offers you quick access to eligible health treatment, from seeing a specialist for diagnosis to having a comfortable stay while you're in hospital.*

Our Personal Health plan covers:

  • Full in-patient and day-patient hospital fees cover (on specialist referral), including operating-theatre costs, nursing care, drugs & dressings, specialist fees, consultations, diagnostic tests, CT, MRI and PET scans and physiotherapy (at a hospital from our Directory of Hospitals)
  • Unlimited video or telephone consultations with AXA Doctor at Hand our online GP service, powered by Doctor Care Anywhere. (Subject to appointment availability and the Doctor Care Anywhere fair usage policy, not available on child-only policies)
  • Access to our Fast Track Appointments service, giving you swift access to specialists and eligible treatment (when you choose an Out-patient option)
  • Over 250 hospitals within our Directory of Hospitals, with more than 36,500 recognised consultants and other practitioners
  • Access to the latest licensed approved cancer drugs, on specialist referral, even if they aren’t available on the NHS (subject to medical history and cover options chosen. Out-patient drugs are not covered by this plan)

    Private health insurance is designed to cover you for the treatment of new medical conditions that begin after you join.

Why AXA Health?

  • Phone support for bone, muscle and joint problems via our Working Body service.1 With Working Body, you can speak to a physiotherapist over the phone without the need for a GP referral
  • Heart and cancer nurses, available by phone, who are experienced in supporting you and your family when living with these conditions
  • Wellbeing incentives such as discounted gym membership
  • Access to 24/7 health information and support via Health at Hand. Whether it's a question about a prescription or a pregnancy-related query, our Health at Hand team of nurses, counsellors, midwives and pharmacists is just a phone call away2

1Working Body is available for members aged 18 and over

2Health at Hand nurses and counsellors are available 24/7 and pharmacists and midwives from 8am to 8pm Monday to Friday, until 4pm on Saturday, and until 12pm on Sunday

*Example price based on a 30 year- old on an AXA Health Business Health plan, as part of a group of 3, based in TN2 (Kent), with moratorium underwriting, £100 excess, with the Mental Health Option.

To enquire about a personal policy our lines are open 09.00 - 19.00 Mon - Fri. Closed Sat - Sun. We may record and/or monitor calls for quality assurance, training and as a record of our conversation.

AXA Health is a trading name of AXA PPP healthcare Limited, authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The Personal Health plans are underwritten by AXA PPP healthcare Limited. Registered office: 20 Gracechurch Street, London EC3V 0BG. Registered in England and Wales number 3148119. Write to us at: AXA Health, Phillips House, Crescent Road, Tunbridge Wells, Kent TN1 2PL