Protecting contractors, freelancers, and the self-employed with private healthcare cover

Get a 15% discount when you purchase business healthcare cover*

Get a quote online or call us on 0800 389 7413 ref: IPSE

We understand working for yourself can be as tough as it is rewarding.

IPSE logo.png

You often have to take on a lot of responsibility and, with so much on your mind, it can be easy to let your health take a back seat. Let us take care of your healthcare cover so you can concentrate on your business.

At AXA Health, we think that the best way for you to get the business healthcare cover that’s right for you and your budget is to let you build your plan yourself. That’s why we offer a range of cover options and benefits that you can select from, so you only pay for the cover you need1. We provide healthcare cover for businesses with just one employee and upwards. 

No matter which options you choose, all of our small business cover options give you access to the following as standard:

  • Unlimited access to our 24/7 online GP service, AXA Doctor at Hand (powered by Doctor Care Anywhere) giving you a 20 minute GP appointment online or over the phone at a time and place that suits you. Appointments subject to availability. Doctor Care Anywhere's fair usage policy applies. Visit doctorcareanywhere.com/axamembership for details.
  • Access to physiotherapist consultations over the phone with no need for a GP referral via our Working Body service. Available to members aged 18 and over. Any face to face treatment required must be eligible under the plan.
  • Wellbeing incentives such as discounted gym memberships
  • Access to 24/7 health information and support via our telephone helpline, Health at Hand.
  • Heart and cancer nurses, available by phone, who are dedicated to supporting you and your family

1Businesses covering only 1-2 employees will need to include either the Treatment option or Diagnostics Only option in their plan. Our EAP options are not available on their own, without other cover options in the plan. More information can be found in our small business health insurance brochure.

Included as standard

  • Unlimited access to our 24/7 online GP service, AXA Doctor at Hand (powered by Doctor Care Anywhere). Subject to appointment availability. Doctor Care Anywhere's fair usage policy applies
  • Phone support for bone, muscle and joint problems via our Working Body service. Available to members aged 18 and over
  • Heart and cancer nurses available by phone, who are experienced in supporting you and your family when living with these conditions
  • Access to 24/7 health information and support via our telephone helpline, Health at Hand

Why choose us:

  • One of the most experienced private healthcare insurance providers in the UK
  • Helping people to access the medical care they need for 80 years
  • 86% of members surveyed who claimed between May 2019 - April 2020 were satisfied with the service provided by AXA PPP healthcare**

Small business healthcare cover

For new members our healthcare plans are designed to provide cover for the eligible treatment of new medical conditions that begin after you take out the plan. If you have cover in place we can talk to you about cover for conditions you already have. Find out more about our small business health insurance, including what is and isn't covered, and get a quote by clicking the button below.

Personal healthcare cover

If you don’t have a business bank account find out how we can help you on a personal basis by calling us on 0800 587 0847 quoting IPSE or get a quote below.

Defaqto Expert Rated 5 Star Award PMI (Group) 2021                Feefo Platinum Service Award 2021

Our Business Health plan has been rated 5 Stars by independent financial information business, Defaqto. The Defaqto 5 Star Rating is based on an assessment of the overall product including all options. If some of the options are not selected, this will affect the product’s Star Rating.

Award-winning provider

  • Defaqto - 5 Star Rating
  • Feefo - Platinum Trusted Service Award

Terms and conditions

*The 15% discount offer is available to Eligible Customers only and is available upon purchase of an Eligible Plan directly from AXA PPP Healthcare Limited, trading as AXA Health. 

“Eligible Customers” means members of IPSE (The Association of Independent Professionals and the Self-Employed) who are not currently, and have not in the last three months been, a member of any individual or corporate plan, policy or trust scheme underwritten or administered by AXA PPP healthcare Limited or AXA PPP healthcare Administration Services Limited.

“Eligible Plan” means an SME policy with AXA Health and shall only include Business Health and Business Protect. 

The 15% discount will be applied to each cover option that you purchase as part of your plan, which will equate to an overall 15% discount on your total contract price. The 15% discount will also apply to each beneficiary added to the same plan. 

The 15% discount applies to the first year of your plan only. At the renewal of your policy onwards, your premium will be calculated in the normal way. 

This offer cannot be used in conjunction with any other offer, apart from our 5% discount for paying annually. 

AXA Health reserves the right to change or remove this offer at any time.

**Survey – 2163 member responses who claimed between May 2019 - April 2020.

Lines are open 8.30am to 5.30pm weekdays. We may record and/or monitor calls for quality assurance, training and as a record of our conversation.

The Association of Independent Professionals and the Self Employed (IPSE) is an introducer appointed representative of AXA PPP healthcare Limited. AXA Health is a trading name of AXA PPP healthcare Limited, authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Services purchased in addition to your insurance cover are not regulated either by the Financial Conduct Authority or the Prudential Regulation Authority. The private healthcare insurance plans are underwritten by AXA PPP healthcare Limited. Registered office: 20 Gracechurch Street, London EC3V 0BG. Registered in England and Wales number 3148119. Write to us at: AXA Health, Phillips House, Crescent Road, Tunbridge Wells, Kent TN1 2PL. For information about AXA Health, visit axahealth.co.uk/aboutaxahealth